• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Does Bank of America owe you $$$$?

O

OCGuy

Lifer
Update 12/6/12:
$78 settlement check was in the mail today!





I searched "Bank of America" and "Bofa" and didnt see this.

See if this applies to you, you can get up to $78 back.

Story

Online Claim Form

Note: You can put only the address where you lived when the NSFs happened in the account # field, for those who dont want to give that out.
 
Last edited:
Holy shit... I knew it. I KNEW IT. I bitched several times about banks doing this in order to maximize NSF's...
 
Originally posted by: 40Hands
Fucking banks and their NSF fees. I hope other banks get sued as well.
Click to expand...

Agreed. they manipulate the payment to increase overdrafts...WaMu has done it to us before.
 
Uh so i don't recall if i ever paid overdraft fees and i've been a customer since 2000.... how the hell do i find out?
 
Originally posted by: Phokus
Uh so i don't recall if i ever paid overdraft fees and i've been a customer since 2000.... how the hell do i find out?
Click to expand...

File a claim?

I filled this out.
 
Happened to a friend of mine. He has BoA. The order in which they process your transactions was the problem. Is it so hard in this day and age to process a transaction via the time and date it was made geez lol.
 
Originally posted by: soulcougher73
Happened to a friend of mine. He has BoA. The order in which they process your transactions was the problem. Is it so hard in this day and age to process a transaction via the time and date it was made geez lol.
Click to expand...

It's not that they weren't capable of processing the transactions in order, it's that they were deliberately rearranging the order of the transactions such that the largest ones were processed first, which generated the most NSF fees for the bank.
 
Originally posted by: Special K
Originally posted by: soulcougher73
Happened to a friend of mine. He has BoA. The order in which they process your transactions was the problem. Is it so hard in this day and age to process a transaction via the time and date it was made geez lol.
Click to expand...

It's not that they weren't capable of processing the transactions in order, it's that they were deliberately rearranging the order of the transactions such that the largest ones were processed first, which generated the most NSF fees for the bank.
Click to expand...

Oh i know what they were doing. I just cant believe they think most people wouldnt notice and complain. Took me all of 2 minutes to figure it out when he brought up the problem to me. Bastards.
 
Thing is they hide behind all sorts of excuses, and it usually is spelled out in their disclosure statement which is 20 pages of finely printed text long in legalese. My favorite was the fact that I could take the same transactions sometimes and only end up with 1 NSF instead of 9. It amazes me they just to take transactions in order as they're presented.
 
Did anyone actually put in their bank account number? That worries me, but I've had three addresses in the past 4 years and don't want to be denied.
 
Originally posted by: Mr Pickles
Did anyone actually put in their bank account number? That worries me, but I've had three addresses in the past 4 years and don't want to be denied.
Click to expand...

Your bank account number is on checks, it isn't that well kept of a secret. You could put multiple addresses separated by semicolons.
 
precisely why I changed accounts. They are scam artists. However they have not change the policy. They are still doing this.

VOTE FOR STICKY! EVERYONE SHOULD GET THERE MONEY.
 
Originally posted by: Farang
Originally posted by: Mr Pickles
Did anyone actually put in their bank account number? That worries me, but I've had three addresses in the past 4 years and don't want to be denied.
Click to expand...

Your bank account number is on checks, it isn't that well kept of a secret. You could put multiple addresses separated by semicolons.
Click to expand...

Yea I always laugh at old people that think check-cards arent "safe". They then hand someone a check that has thier Name, Address, Bank Account and Routing #s, and usually they will write your DL# on the check as well when they see your ID.
 
I don't remember if I was charge a NSF between that 7 year span.

EDIT: Counted Y2000 when it should have been left out.
 
Originally posted by: v1001
USbank did this years and years ago. I figured it out and like usual people called me crazy. For being smarter or more observant than the general idiot I always get branded a nut or something. Later on it came to light about their shady dealings. No one got sued though, they basically got a slap on the wrist. Bunch of crap. It's also really really sad how people just go along and trust everyone no matter what. Never question anything. just "oh ok sure thing sounds good to me!".
Click to expand...

I personally know at least a few other people that had the exact same problem with US Bank, and it's the same reason I left them.
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top