Does a Credit Report show former employment history?

[aphex]

Including all former employment addresses, etc?

 

[MikeyIs4Dcats]

no

*edit* it may include some information if you supplied it to someone and they reported it, but it is not guaranteed.

 

[EagleKeeper]

If it was reported when applying for credit - yes

 

[DorkBoy]

Mine has former employers

 

[acemcmac]

the one that I've pulled so far didn't

 

[jlbenedict]

Employer information does show up on your credit reports, but by law it does not have to be there. You can "dispute" the entries, and have them removed.

The same goes with spouse information, any phone numbers, and older addresses.

 

[Vic]

Yes, but it is not complete, accurate, or guaranteed.

 

[Syringer]

Originally posted by: EagleKeeper
If it was reported when applying for credit - yes

:thumbsup:

 

[jlbenedict]

Originally posted by: Vic
Yes, but it is not complete, accurate, or guaranteed.

This kind of goes with that I posted above.

Data furnishers must report accurate and correct information. If its not right, it can be disputed and removed.

 

[j00fek]

never seen it on mine, got a fico last yr

 

[Vic]

Originally posted by: jlbenedict

Originally posted by: Vic
Yes, but it is not complete, accurate, or guaranteed.

This kind of goes with that I posted above.

Data furnishers must report accurate and correct information. If its not right, it can be disputed and removed.

Previous addresses, employer information, etc. are basically just there for RiskID assessment. If the information on the application doesn't match what's on the credit report, then the lender will ask the applicant to provide supporting documentation for verification purposes, i.e. paystubs (which are usually provided for income documentation anyway), utility bills (for address verification), etc. If the applicant is unable to provide documentation to this effect, then it throws up a big red flag that identity theft might be taking place.