do you balance your check book?

[BriGy86]

my check register seems to be about 200 bucks over, but i can't see any weird things bought when i look at my statements

could it just be that i sux0rs at teh adding?

 

[Tylanner]

It's always leaning to the left...

 

[CPA]

with online banking, I don't need to balance my checkbook. I used to use Microsoft Money, but after a half dozen fatal software crashes, I finally gave up on it.

 

[BriGy86]

Originally posted by: CPA
with online banking, I don't need to balance my checkbook. I used to use Microsoft Money, but after a half dozen fatal software crashes, I finally gave up on it.

well i can look at transactions online, but i also use the check register that is in the check book

my check book says one amount and the online says about 200 bucks less

but online i don't see any weird transactions

 

[Supermercado]

I use the online banking to verify that all of my transactions are in my checkbook. I don't use the worksheet on the monthly statements to balance it, but I do compare my transactions with the online stuff and make sure everything lines up. I do very little with my checking account, so it always does.

 

[Tom]

Originally posted by: CPA
with online banking, I don't need to balance my checkbook.

CPA that doesn't even balance his checkbook ??
:moon:

 

[CRXican]

I don't use a checkbook, only write checks if I really have to

debit card/cash/credit card works for me

 

[BriGy86]

so i should just go by what's online as long as it all looks legit?

 

[GTaudiophile]

Yep. I think I had a $.40 correction once.

 

[tami]

Originally posted by: BriGy86
so i should just go by what's online as long as it all looks legit?

use it as a guide, yeah.

 

Balancing checkbooks is something that only needed to be done before the internet.

 

[angedinoir]

I balance it quickly before I pay my mortgage, it doesn't take long and is alwasy 100% accurate. Getting overdraft fees is pretty lame, and the online banking has too much of a lag to use it as a reliable guage.

 

[monk3y]

I use excel and usually am quite accurate.

 

[Sphexi]

I don't do it every month, since I use my debit/check cashing card for everything with the exception of one or two bills. I keep receipts and every few months sit down for an hour and bang through it, I'm never off more than a few bucks at worst.

 

[ggavinmoss]

I use MS Money and keep it up to date.

-geoff

 

[Bateluer]

I don't use a check book any more at all. I use my debit card and online banking. Since I usually only write 1 or 2 checks per month, its pretty easy to cross reference with my online banking to look for discrepancies.

I do tend to 'bleed' money with the debit card though, most restaurants around here accept debit cards. Makes spending my money way too easy.

 

[gshock888]

MS Money > checkbooks
Internet banking rules

 

[AMDZen]

Hell no. Why would you need to when you can get online and check transactions litterally minutes after you make them. I rarely even need to write checks, and will never ever have to balance my check book. Ever.

 

[Mo0o]

Online banking takes care of all that.

 

[nageov3t]

Originally posted by: Mo0o
Online banking takes care of all that.

 

[Utterman]

I use Quicken to keep track of all my finances. It so cool to see pie graphs of where my money is going. It's almost memorizing!

 

[jadinolf]

Quicken does it for me.

 

[Amplifier]

I use Quickbooks.

 

[StageLeft]

I write maybe four checks/month and I've never had one bounce, for whatever that's worth.

 

[SynthDude2001]

Originally posted by: loki8481

Originally posted by: Mo0o
Online banking takes care of all that.

Same here. I've written probably 15 checks or less in the last two years, debit/credit card gets used for everything else. I do of course check my online banking often to make sure no discrepancies pop up, but nothing ever has.