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do you balance your check book?

B

BriGy86

Diamond Member
my check register seems to be about 200 bucks over, but i can't see any weird things bought when i look at my statements

could it just be that i sux0rs at teh adding?
 
with online banking, I don't need to balance my checkbook. I used to use Microsoft Money, but after a half dozen fatal software crashes, I finally gave up on it.
 
Originally posted by: CPA
with online banking, I don't need to balance my checkbook. I used to use Microsoft Money, but after a half dozen fatal software crashes, I finally gave up on it.
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well i can look at transactions online, but i also use the check register that is in the check book

my check book says one amount and the online says about 200 bucks less

but online i don't see any weird transactions
 
I use the online banking to verify that all of my transactions are in my checkbook. I don't use the worksheet on the monthly statements to balance it, but I do compare my transactions with the online stuff and make sure everything lines up. I do very little with my checking account, so it always does.
 
I don't use a checkbook, only write checks if I really have to

debit card/cash/credit card works for me
 
I balance it quickly before I pay my mortgage, it doesn't take long and is alwasy 100% accurate. Getting overdraft fees is pretty lame, and the online banking has too much of a lag to use it as a reliable guage.
 
I don't do it every month, since I use my debit/check cashing card for everything with the exception of one or two bills. I keep receipts and every few months sit down for an hour and bang through it, I'm never off more than a few bucks at worst.
 
I don't use a check book any more at all. I use my debit card and online banking. Since I usually only write 1 or 2 checks per month, its pretty easy to cross reference with my online banking to look for discrepancies.

I do tend to 'bleed' money with the debit card though, most restaurants around here accept debit cards. Makes spending my money way too easy. 🙁
 
Hell no. Why would you need to when you can get online and check transactions litterally minutes after you make them. I rarely even need to write checks, and will never ever have to balance my check book. Ever.
 
I use Quicken to keep track of all my finances. It so cool to see pie graphs of where my money is going. It's almost memorizing!
 
Originally posted by: loki8481
Originally posted by: Mo0o
Online banking takes care of all that.
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Same here. I've written probably 15 checks or less in the last two years, debit/credit card gets used for everything else. I do of course check my online banking often to make sure no discrepancies pop up, but nothing ever has. 🙂
 
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