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Do unused checks expire?

her209

her209

No Lifer
I received a stack of blank checks from Bank of America 10 years ago when I opened my account. I've used maybe two in the four years after opening the account and therefore never reordered. Since then I misplaced them. Its only been now that I've looked for them due to a need to write a check against my checking account. Also, they don't have my name or address on them.

So do they expire after some time? Can they be rejected if they don't have my name and address?
 
Originally posted by: SarcasticDwarf
As long as all the info is still current (such as routing number, account number, etc), it will be fine.
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The account number on the checks match the ones online. Not sure about the routing number tho. Do they change often?
 
I think some businesses will refuse to take the check if your name and current address isn't printed on there. If someone takes it though, I doubt the bank wouldn't honor it.
 
Originally posted by: her209
Originally posted by: SarcasticDwarf
As long as all the info is still current (such as routing number, account number, etc), it will be fine.
Click to expand...
The account number on the checks match the ones online. Not sure about the routing number tho. Do they change often?
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after many merges there are several routing numbers so...

check online to see if it is valid or something

call BofA?
 
They'll more than likely be honored (if some place is foolish enough to accept starter checks), because it's relatively unlikely that the routing or acct numbers would have changed.
 
Originally posted by: GeekDrew
They'll more than likely be honored (if some place is foolish enough to accept starter checks), because it's relatively unlikely that the routing or acct numbers would have changed.
Click to expand...

Not to mention that they'd have no way of knowing that the checks were old to begin with..unless I missed something..?
 
Originally posted by: CadetLee
Originally posted by: GeekDrew
They'll more than likely be honored (if some place is foolish enough to accept starter checks), because it's relatively unlikely that the routing or acct numbers would have changed.
Click to expand...

Not to mention that they'd have no way of knowing that the checks were old to begin with..unless I missed something..?
Click to expand...

Correct. Well, at least as far as explicit indicators are concerned. Paper age and/or wear, etc., may give it away, depending on the circumstances. 😉
 
Originally posted by: GeekDrew
Originally posted by: CadetLee
Originally posted by: GeekDrew
They'll more than likely be honored (if some place is foolish enough to accept starter checks), because it's relatively unlikely that the routing or acct numbers would have changed.
Click to expand...
Not to mention that they'd have no way of knowing that the checks were old to begin with..unless I missed something..?
Click to expand...
Correct. Well, at least as far as explicit indicators are concerned. Paper age and/or wear, etc., may give it away, depending on the circumstances. 😉
Click to expand...
Nope, the checks look just as new as the day they were issued. The area code for the bank phone number has changed and that was back in 1999. :Q
 
Make sure they're not your grandmother's who doesn't have an open account who might end up missing and while missing calls you from a bank and you end up thinking it's a guy with a high pitched voice.
 
Originally posted by: Syringer
Make sure they're not your grandmother's who doesn't have an open account who might end up missing and while missing calls you from a bank and you end up thinking it's a guy with a high pitched voice.
Click to expand...
"You hung up on my grandma Nana?"
 
Originally posted by: her209
Originally posted by: Syringer
Make sure they're not your grandmother's who doesn't have an open account who might end up missing and while missing calls you from a bank and you end up thinking it's a guy with a high pitched voice.
Click to expand...
"You hung up on my grandma Nana?"
Click to expand...

Street tough: Looking for something, lady?

Nana: Isn't the Chemical Bank on this block?

Street tough: The bank? It burned. It's gone!

Nana: Oh dear.

Street tough: Now what you wanna do is go down to forty-ninth street, that's
the main customer service branch. Ask for Mr. Fleming. He'll help you
 
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