I myself have gotton a processor up to 140 FSB and fried it in the process, so 137 is not too low a number for a FSB. A new bios really won't help you in overclocking, but some motherboards do come with a bios that have built-in overclocking programs...I have heard great things about RedStorm, which is an overclocking program that I have only seen in AWARD v6.0 BIOS. The great part about overclocking programs is that they will only go to the point where your system will get unstable, then they knock off a notch on your FSB, but when I used RedStorm, it fried my processor...so just be cautious when you're overclocking, and only do it if your motherboard and processor are under warrenty, or else it could be an expensive fix. Plus installing a new bios on your motherboard can be very risky.