Dental/Health insurance help?

[thirdlegstump]

I've been wanting to join some kind of healthcare and dental plan and not sure how to get started. I'm working freelance/contractor currently and need something low cost for preventative care and a few minor issues I'm having right now. What should I expect to pay and who/what/where should I be avoiding? Also are there insurance plans that cover both health and dental? What are your research results as a freelancer looking for health insurance? I'm totally ignorant about this sorta thing and wish to avoid problems as I know there are many scams out there. Any help would be appreciated

 

[DaveSimmons]

Advanced Search > "dental insurance" (might need archived threads), the news is bleak on dental.

Are you a member of professional organization(s) that might let you join a group plan?

> and a few minor issues I'm having right now.

You usually must wait a long time for coverage on any existing conditions, anywhere from 6 months to a year for dental. All you should count on your first year is cleaning and exams.

 

[Mojoed]

Hopefully you find what you need for less than this.

 

[Dr. Detroit]

SmileSavers for dental

 

[thirdlegstump]

Originally posted by: Mojoed
Hopefully you find what you need for less than this.

That is absolutely the most depressing thing I've ever read in my life. Why do I work so hard when these fat lazy fvckers with criminal records get free Medicaid and net more money?

 

[thirdlegstump]

Originally posted by: Fmr12B
SmileSavers for dental

You got an official link? I can't find it.

 

[mzkhadir]

Have you checked blue cross and blue shield.
https://www.bcbsil.com/under65/individual.htm

 

[thirdlegstump]

Originally posted by: mzkhadir
Have you checked blue cross and blue shield.
<a target=_blank class=ftalternatingbarlinklarge href="https://www.bcbsil.com/under65/individual.htm">https://www.bcbsil.com/under65/individual.htm</a>

Yes. They want close to $800 a month per individual. I wouldn't be able to feed myself.

 

[Yzzim]

how old are you? I get health insurance for $95/month w/$1000 deductible & pay 20% after the deductible has been reached.

helps that I'm only 24

 

[randomlinh]

yzzim, what do you have? and deathkoba, blue cross wanted that much?!?!?! I'm about to sign up w/ them, but it seems more like under $200 for health only... going w/ the ppo. not sure if i'll do that or the traditional at this point.. but i need something

 

[Yzzim]

Originally posted by: lnguyen
yzzim, what do you have? and deathkoba, blue cross wanted that much?!?!?! I'm about to sign up w/ them, but it seems more like under $200 for health only... going w/ the ppo. not sure if i'll do that or the traditional at this point.. but i need something

I use HealthPartners (might be Minnesota only?)

Found it by going to ehealthinsurance.com and got a free quote.

 

[The Stigenator]

www.ehealthinsurance.com ---> i got mine thru them for health.

dental i have deltadental thru its indivitual services PMI .. about 100/yr.

 

[Mojoed]

Originally posted by: deathkoba

Originally posted by: Mojoed
Hopefully you find what you need for less than this.

That is absolutely the most depressing thing I've ever read in my life. Why do I work so hard when these fat lazy fvckers with criminal records get free Medicaid and net more money?

Exactly!

I personally know of two people who intentionally make less money (on paper) for the sole reason of getting free/super cheap health care. :disgust:

 

[thirdlegstump]

Originally posted by: Mojoed

Originally posted by: deathkoba

Originally posted by: Mojoed
Hopefully you find what you need for less than this.

That is absolutely the most depressing thing I've ever read in my life. Why do I work so hard when these fat lazy fvckers with criminal records get free Medicaid and net more money?

Exactly!

I personally know of two people who intentionally make less money (on paper) for the sole reason of getting free/super cheap health care. :disgust:

..bastyds.