Coming from somebody who doesn't have a mortguage, gas bills, water bills, electric bills, telephone bills, property taxes ,car loans, students loans, bills for the kids braces, dues for kids hockey etc etc. Family comes first and then yourself which means whatever it takes. Lots don't have the luxury to become educated, thats really expensive too, and for most workadays its do whatever however you can.
Its pretty easy to be idealistic when you don't have to deal with reality that for poets and fools not family men. School is about as far away from real life as you can get.