Credit score... wtf.

[Printer Bandit]

I just got a credit score from TransUnion and it says 832. That can't be right. Should I request my score from other agencies to make sure?

 

[shortylickens]

THATS GOOD!
Buy a house, immediatly!

 

[Sphexi]

Same scale that Experian uses, I thought they only went to 850 in which case that's pretty good?

 

[HBalzer]

Yes

 

[KLin]

Originally posted by: shortylickens
THATS GOOD!
Buy a house and a yacht, immediatly!

fixed

 

[tfinch2]

edit

 

[jadinolf]

Originally posted by: shortylickens
THATS GOOD!
Buy a house, immediatly!

Buy anything!

 

[Otaking]

Originally posted by: KLin

Originally posted by: shortylickens
THATS GOOD!
Buy a house and a yacht, immediatly!

fixed

And then watch your score go down cuz you have debt.

 

[shortylickens]

Originally posted by: Otaking

Originally posted by: KLin

Originally posted by: shortylickens
THATS GOOD!
Buy a house and a yacht, immediatly!

fixed

And then watch your score go down cuz you have debt.

Credit is only good if you use it. In fact you cant have a credit score that high unless you have had a mortage or several car loans. You need to show activity to get anything. That score will get you an interest rate you can actually pay off before dying. When the house is paid for, credit goes up even higher.

 

[SurgicalShark]

Originally posted by: Printer Bandit
I just got a credit score from TransUnion and it says 832. That can't be right. Should I request my score from other agencies to make sure?

It can't be from one credit agency. Official credit score is known as "fico" and is available at FICO. It is based on consolidated credit history and bunch of other facts about your lending behavior. Hope that helps.

 

[Printer Bandit]

Originally posted by: SurgicalShark

Originally posted by: Printer Bandit
I just got a credit score from TransUnion and it says 832. That can't be right. Should I request my score from other agencies to make sure?

It can't be from one credit agency. Official credit score is known as "fico" and is available at FICO. It is based on consolidated credit history and bunch of other facts about your lending behavior. Hope that helps.

Yeah, I don't think it was the FICO score, because the scale was out of 925. Thanks.

 

[RossMAN]

wanna trade?

 

[conjur]

Yeah...a score from one of the bureaus doesn't mean anything. You need to go to http://www.myfico.com to get your real score.