credit card company FAIL

[theMan]

I got a letter in the mail yesterday from my CC company. It's a letter that says something to the effect of "Did you ever wish you could write a check and pay for it later? Now you can." Enclosed were about 6 legit checks I could write and would be charged to my credit.

Then, I took out the second piece of paper, and it said the exact same thing... I was a little confused, until I realized it was not addressed to me... it was addressed to a woman a few streets away. The CC company had put someone else's checks in MY letter. If I were an asshole, I could just use this woman's checks and steal her money. WTF? Makes me wonder how much of my financial information is being sent to my neighbors. So strange.

IMO, they should pass a law against sending that kind of stuff in the mail. It's extremely unsafe, especially if they fail so hard at stuffing envelopes.

 

[Aharami]

did the CC company mess up or did the mail man?

 

[waggy]

wow that sucks.

 

[SonnyDaze]

So how many checks you have left?

 

[Crusty]

The previous owners of my house have no concept of mail forwarding. After this tax season I had enough paperwork to really fuck with them, fortunately I'm a nice guy and kept on stuffing them back in the mailbox until the mailman got the picture that I don't want their W-2s.

 

[JS80]

you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

 

[theMan]

Originally posted by: Aharami
did the CC company mess up or did the mail man?

there were two letters in one envelope. it's one of the clear window envelopes and my letter was on top so it got put in my mailbox.

 

[theMan]

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

 

[spacejamz]

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

 

[JS80]

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

i can give you a list of reasons why carrying a responsible balance isn't necessarily a bad thing but you sound noob so i won't bother.

 

[theMan]

Originally posted by: spacejamz

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

actually, im 25, make about 30k a year and have no gf.

 

[theMan]

Originally posted by: JS80

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

i can give you a list of reasons why carrying a responsible balance isn't necessarily a bad thing but you sound noob so i won't bother.

i do carry a balance, i just pay it off at the end of the month

 

[spacejamz]

Originally posted by: theman

Originally posted by: spacejamz

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

actually, im 25, make about 30k a year and have no gf.

guess that makes you an outlier here....cheers!!!

 

[nakedfrog]

I called mine up to bitch and get them to stop sending them to me entirely.

 

[SonnyDaze]

Originally posted by: theman

Originally posted by: spacejamz

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

actually, im 25, make about 30k a year and have no gf.

So what does it take, about a year to spend $1000 on Ramen at the grocery store?

 

[TheKub]

Originally posted by: JS80
i can give you a list of reasons why carrying a responsible balance isn't necessarily a bad thing but you sound noob so i won't bother.

I wouldn't mind hearing the list.

 

[Gibson486]

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

no you dont. I have used those checks before. You just write the amount and use them.

 

[acheron]

Originally posted by: spacejamz

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

right, because obviously the only people who can be responsible with their money all make six figures. :roll:

 

[theMan]

Originally posted by: SonnyDaze

Originally posted by: theman

Originally posted by: spacejamz

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

actually, im 25, make about 30k a year and have no gf.

So what does it take, about a year to spend $1000 on Ramen at the grocery store?

yeah, close to it. it's kinda nice to get the extra few bucks every now and again though.

also, you definitely dont need to call to activate. they are ready to go checks. i read over the letter several times.

 

[hanoverphist]

my cc called my house with a fraud alert while i was in san diego spending money like i was on vacation... well, i was on vacation. they called my house, not the cell phone they have listed specifically for emergency contact. 5 days gone, they called the first day of the trip and with no response didnt place a hold on the card. id say that was cc company fail there.

 

[spacejamz]

Originally posted by: acheron

Originally posted by: spacejamz

Originally posted by: theman

Originally posted by: JS80
you have to call and activate the checks.

theman noob fail

those checks often have favorable interest rates and are great for balance transfer or for a cheap cashout

IMO, anyone who pays interest on their credit card is a dumb ass. I don't borrow money, I basically just use my credit card as a debit card, but get sent a check for $25 every time i spend $1000 at the grocery store. or I have another CC that gives me money back on gas. why spend money on interest when you can just buy less shit and be happier?

don't forgot to say that you made 6 figures when you were 23 and have hot model girlfriend...you don't want to be different then everyone here...

right, because obviously the only people who can be responsible with their money all make six figures. :roll:

you must be new here...