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College people: Does this pic just about sum it up?

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Reasonable Doubt said:
T92plP9.jpg
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I borrowed $46K in 2007-2009, paid it all back by 2012. May I suggest a college degree that actually makes you employable, with a side of personal responsibility?
 
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Genx87 said:
Why do these sob stories pick the biggest morons to showcase an issue?
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Because thats the only people that honestly are a part of this type of shit.

Anyone else with debt grins and bears it. They know what they did. They know they have to pay it back, so they might not be able to go out to eat every 2 days and go to the bars every friday and saturday until they pay it off. They also know you can pay more than the minimum payment... Probably because it's called just that.... MINIMUM payment.
 
I ran the numbers. In order to have $26k initial loan, $32k paid, and $45k owed after 23 years, that means she is paying $115/month while the minimum, interest-only payment is $143 at 6.5% interest.
 
Every time I see these 'heartbreaking' stories I am forever thankful for busting my nuts for 4 years and earning a degree that actually means something. I have zero sympathy for the ones who decide to go to school for some horseshit degree and party their life away and then decide to bitch and complain about it when they can't get a fucking job. At least it's kind of entertaining...
 
Government strove to make college more accessible by providing more loans. They foolishly didn't try to increase the capacity of colleges to have more seats. This lead to higher priced colleges. Most the extra money is going to a vastly increased number of administrators (not faculty) and vanity projects.
 
zephyrprime said:
Government strove to make college more accessible by providing more loans. They foolishly didn't try to increase the capacity of colleges to have more seats. This lead to higher priced colleges. Most the extra money is going to a vastly increased number of administrators (not faculty) and vanity projects.
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I mostly agree with the pricing relationship, but I am not sure about the causation. If capacity is strained why are colleges spending so much money aggressively courting students? I tend to think the relationship is more like that between medicare recipients, medical services providers, and the agencies that pay for treatment.
 
I owed my father 75% of the $25,000 he paid when I went to college and had it paid off in less than 5 years which seriously annoyed him since he was using my payments to pay his mortgage.
 
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