How can an individual obtain a copy of their CLUE report?
CLUE reports can only be obtained by an individual for the home or property he or she currently owns and resides in. The reports can be obtained from ChoicePoint over the web at www.choicetrust.com or through regular mail. ChoicePoint charges $9.00 for each report requested via standard mail and $12.95 for each electronic report. However, the residents of several states, including Colorado, are entitled to a limited number of free or reduced fee reports. Furthermore, a consumer who has been the subject of adverse action based on the information in the report is entitled to a free copy of the report if they request it within 60 days of the adverse action. Adverse action can include denial of coverage or an increase in premium charges. Insurers are obligated to notify consumers when adverse actions have been taken.
