CC Cash Advances 1/2% (or less) - Hot Deal that doesnt violate TOS (plus free mileage, cash back, etc)

[NICKel]

Has anyone signed up for this? What about the two different socials?

Thanks

 

[pmark]

Ok, I called and they told me that I needed two SS# so I didn't do it.

But I also called about the Colbat card and they told me that they are going to start offering ATM service at the end of november. There is a fee incloved, but the woman didn't know the exact figure (she said around $1-$2). They also told me that there isn't a fee to fund the card with another credit card.

So for everybody that can't get the Visa Buxx card, you might be able to use the Colbat card.

 

[spec411]

You dont need to keep your own handwritten records of doing this, since (funding every 5 days @ $1000 and withdrawing $200 every day) youll see a record on your cc statement...dont worry about the bank or the feds, theres NOTHING suspicious about charging $6k a month on a cc or depositing $6k a month into your bank....$10k PER TRANSACTION, not per month, is the questionable amount...unless you live in the Boonies where the bank knows you and is nosy, you wont raise any questions...

its not hard at all if you are close to a free ATM as I am, yes it would be MUCH more difficult if you had to travel some distance to do it...

...as i said before, this is NOT for everyone to do, only people who NEED a cheap cash advance (HEY MAYBE ALEX NGUYEN COULD USE THIS INFO!!) or who need extra airline miles, etc...hell if everyone did this, theyd eliminate it quickly and I DONT WANNA SEE THAT HAPPEN!!! Hopefully this will last at least a year or so..

 

[w3b]

hey spec.. just out of curiousity... how do you shuffle $80k a month? using several accounts perhaps? lmk

 

[spec411]

you got it...i knew those 50+ credit cards and excess family members would pay off someday!! =) Yes I know that is too many ccs and has hurt my credit rating a bit, (creditors know i could charge nearly a million $$ and "disappear&quot but thats how many ive accumulated in the last 9 years..combine that with my limits of $5k - $23k each, and if each was a cash back card, I could quit working!!

used wisely, credit cards are a persons BEST ally. (but if you carry balances, they can be your WORST nightmare).

CC companies have recognized these customers they do not make any money off of and have done such things as begun charging annual fees for people who do not carry balances..they are trying to eliminate ALL ways to benefit such as this as well...but they can't now b/c competition is simply too fierce

 

[RicoSuave]

This sounds like a great deal to me. I just have one question though, can you fund the Visa Buxx card with an American Express credit card? Oh and just out of curiosity what is the lowest permanent fixed interestest rate credit card that you guys have?

 

[NICKel]

You can't fund the BUXX card with AMEX only Visa or MC

 

[spec411]

Rico..The lowest fixed rate cards Ive seen are 9%, although I did get a Fleet Bank 7.9 fixed a while ago...

 

[MR. 2Z]

This thread neeeds a bump..
Anyone know of any cards that offer rewards... I mean good rewards..

 

[w3b]

spec... mind sharing with us other programs that you're using to shuffle your money? we are very interested