Car rentals

[antos351]

which credit card to use when renting a car, I heard some ccards offer insurance so you dont have to pay to car rental company

 

[snakesnfrogs]

If you've got auto insurance, you don't have to buy theirs anyway. Regardless of the CC used.

 

[Damaged]

right on snakenfrogs. although any gold or platinum card will usually handle the dedutables as well.

 

[antos351]

what about american express blue


( i dont have my own insurance)

 

[Damaged]

Don't know you'd have to look at their terms.

 

[antos351]

Car Rental Loss and Damage Insurance
Car Rental Loss and Damage Insurance offers security when you rent a car with an eligible card. Simply use the eligible Card to reserve and pay for the rental, and decline the collision damage waiver usually offered by the car rental company.7


does it mean i am covered?

 

[snakesnfrogs]

You should be covered, but I would call AmEx customer service just to be certain

 

[RossMAN]

When renting a car you want to have FULL insurance which you don't have to pay extra for if:

1) You already have a regular (at least) liability insurance policy for your primary car (assuming you own/drive a car right now). If you do not have regular insurance that you pay monthly for then definitely buy the car rentals liability.
2) Some credit cards such as my CitiBank VISA offer free CDW (collision damage waiver?) assuming that I charge the purchase of the car rental on my Visa.

Definitely call all your credit card companies and ask them what sort of perks/rewards/protection does their card offer.