Car accident

[Deeko]

Originally posted by: Sluggo

Originally posted by: Deeko
It is fvcking stupid to sue over a car accident. Stupid stupid stupid.

So, who sued the crap out of you?

Nobody. I just have a brain and really dislike those who don't.

 

[StageLeft]

Can't believe some of you people think that HE should eat up the potential loss of money, if that happens. WTF are you on? If somebody hits YOU and your insurance company doesn't give enough money why should you just accept that and move on?

 

[lo5750ul]

Originally posted by: Skoorb
Can't believe some of you people think that HE should eat up the potential loss of money, if that happens. WTF are you on? If somebody hits YOU and your insurance company doesn't give enough money why should you just accept that and move on?

Thanks Skoorb and the rest that do have a brain.

Originally posted by: Windogg
You can also file a "Diminished Value" claim in many states. This reimburses you for the reduced cost of the vehicle when you eventually sell it or trade it in.

Windogg

Thanks for the tip Windogg. My policy states:
"We shall not be liable for the diminished value of an INSURED CAR as a result of any covered loss."

Originally posted by: Millennium

Mental trauma? No one is in the hospital or hurt that bad but you would sue for MENTAL trauma.

Thanks Millenium, my wife is distraught after seeing a car coming right at her and hitting our car right in front of her. She is very upset and can not sleep because of it. Please tell me why you do not consider this to be mental trauma?

Originally posted by: Deeko
It is fvcking stupid to sue over a car accident. Stupid stupid stupid.

Deeko, thank you for your thoughtful response. You obviously thought seriously about the real outcome and consequences that such an event has on a family. Bravo.

 

[Mill]

Originally posted by: Skoorb
Can't believe some of you people think that HE should eat up the potential loss of money, if that happens. WTF are you on? If somebody hits YOU and your insurance company doesn't give enough money why should you just accept that and move on?

I totally think he should be given diminished value and have all medical bills taken care of. In fact he should come out of this accident just as good as he went into it. What is crazy is suing for mental trauma.

I have been in several car wrecks that were quite serious(was never driving) and twice a car hit on my side. I didn't have any mental trauma from it. Maybe you can tell me how exactly your wife's mental state is?

Is she just upset or does she have actual trauma?

i.e.

1. A serious injury or shock to the body, as from violence or an accident.
2. An emotional wound or shock that creates substantial, lasting damage to the psychological development of a person, often leading to neurosis.
3. An event or situation that causes great distress and disruption.

I wish you luck in recovering not only what your car is worth but what you PAID for it. Also I hope every cent of your medical bills are paid for. As far as mental trauma I hope you lose and lose bad.

 

[Bryophyte]

This isn't really a help to you now, but just a heads up for you for the future, and for everyone else. When you finance a car, you go through a period, usually, where you owe more on the car than it's worth on the market used. If you get in a wreck, like lo5750ul did, you will be responsible to your lender for the whole original loan, and will lose some money. You can make this problem go away by getting "gap" insurance during this period. This insurance will make up the difference between the two prices. It's very inexpensive to add this rider to your auto insurance policy. This coverage is absolutely essential if you buy a car on one of those 0 payments for x months deals that are going on right now.


BD

 

[lo5750ul]

Originally posted by: Millennium
As far as mental trauma I hope you lose and lose bad.

Well thank you for your compassion. You obviously realised that we are in a horrible situation, and thus you decided to reply in such a caring and thoughtful way. Under your law and your obvious medical expertise my wife must suffer deep and permanent psychological damage to be considered to have suffered trauma, irrespective of the fact that trauma does not indicate in any way the extent of an injury, merely that a wound was caused by an external agent.

If you had nothing positive and helpful to say then you could have done nothing, but instead you chose to be malicious towards myself and my wife.

I do not know you, I have not spoken to you, I have not harmed you in any way; and yet you choose to be a vicious person. Alas, I will not even waste my pity on you.

You are disgusting.

 

[lo5750ul]

Originally posted by: BigDan
This isn't really a help to you now, but just a heads up for you for the future, and for everyone else. When you finance a car, you go through a period, usually, where you owe more on the car than it's worth on the market used. If you get in a wreck, like lo5750ul did, you will be responsible to your lender for the whole original loan, and will lose some money. You can make this problem go away by getting "gap" insurance during this period. This insurance will make up the difference between the two prices. It's very inexpensive to add this rider to your auto insurance policy. This coverage is absolutely essential if you buy a car on one of those 0 payments for x months deals that are going on right now.


BD

I knew you could get gap insurance for Lease cars, but I was not aware that you could get it when you buy a car. Luckily we have been paying off the car aggressively so we are in the positive, but alas, we will still be out $1,000's.

 

[Karsten]

Hey there... sorry to hear about your accident! I think you should try and go every possible route to at least break even. But don't forget the time investment. Sometimes it is smarted to walk away and eat a couple hundred $. Some things are just not worth consuming your life!

That being said, you have to be the judge of that and know best how much you are willing / should fight for.

And as far as Millennium... You are a dumba>> Grow up and take a chill pill!

 

[JeffreyLebowski]

Originally posted by: Millennium

Originally posted by: Skoorb
Can't believe some of you people think that HE should eat up the potential loss of money, if that happens. WTF are you on? If somebody hits YOU and your insurance company doesn't give enough money why should you just accept that and move on?

I totally think he should be given diminished value and have all medical bills taken care of. In fact he should come out of this accident just as good as he went into it. What is crazy is suing for mental trauma.

I have been in several car wrecks that were quite serious(was never driving) and twice a car hit on my side. I didn't have any mental trauma from it. Maybe you can tell me how exactly your wife's mental state is?

Is she just upset or does she have actual trauma?

i.e.

1. A serious injury or shock to the body, as from violence or an accident.
2. An emotional wound or shock that creates substantial, lasting damage to the psychological development of a person, often leading to neurosis.
3. An event or situation that causes great distress and disruption.

I wish you luck in recovering not only what your car is worth but what you PAID for it. Also I hope every cent of your medical bills are paid for. As far as mental trauma I hope you lose and lose bad.

i have to agree with Millennium. Her probs will be gone in a few days. And if you try to sue this kid or his family in civil court, you're wasting your time. They don't have to pay you one cent. All he has to do is file for bankruptcy and you lose.

 

[blahsome]

Mental trauma??

Grow up man, and your wife too...

 

[lo5750ul]

Originally posted by: blahsome
Mental trauma??

Grow up man, and your wife too...

My wife and I have lost at least a day off work and my wife is frightened to get back in a car. I'm hoping to coax her back in soon as I feel it is like falling off a horse.

I am not interested in suing the boy or his family for huge sums of money, but I feel that we should be compensated by the other drivers insurance company for any medical costs, counselling costs and material costs involved. Am I being so unreasonable to expect our expenses - caused by this drivers carelessness - to not be a worry for us, or should I foot the bill myself?

 

[Deeko]

Deeko, thank you for your thoughtful response. You obviously thought seriously about the real outcome and consequences that such an event has on a family. Bravo.

Shut up. It is stupid to sue. Fine, go ahead, sue, and I hope that the day after the case is finished you make a split second judgement error, and get your ass sued for $100 million. After all, that's what we do in this country

Its stupid, insurance exists for a reason.

 

[Deeko]

Deeko, thank you for your thoughtful response. You obviously thought seriously about the real outcome and consequences that such an event has on a family. Bravo.

oh, and one more thing. About 9 months ago I was in a pretty serious accident. Not my fault. A car slammed into mine at like 50mph, hitting a few feet away from the passenger door, and that seat just so happened to be holding the person who then was the love of my life. Don't fvcking tell me about mental trauma, luckily she only had a cut on her lip, but that doesn't mean I wasn't scared sh!tless for her. Did I sue? No. Why would I? I got over it, I got insurance money, and as for mental trauma, if anthing it just made our relationship stronger because we came so close to serious injury/death that we realzied how much we really cared for each other. Sueing over a car accident is ridiculous.

 

[Mill]

Originally posted by: lo5750ul

Originally posted by: Millennium
As far as mental trauma I hope you lose and lose bad.

Well thank you for your compassion. You obviously realised that we are in a horrible situation, and thus you decided to reply in such a caring and thoughtful way. Under your law and your obvious medical expertise my wife must suffer deep and permanent psychological damage to be considered to have suffered trauma, irrespective of the fact that trauma does not indicate in any way the extent of an injury, merely that a wound was caused by an external agent.

If you had nothing positive and helpful to say then you could have done nothing, but instead you chose to be malicious towards myself and my wife.

I do not know you, I have not spoken to you, I have not harmed you in any way; and yet you choose to be a vicious person. Alas, I will not even waste my pity on you.

You are disgusting.

Umm... told you that I hope you recoup all expenses related to ANY physical injuries and what you PAID(not current value) for your car. What I can't do is validate your opinion that it is ok to SUE someone for mental trauma in a car accident that did not cause serious injuries. Now Evadman raised some very good points because the main problem with a rear collision is injuries that pop up later on the down the road. It could be vertebrae damage, tissue damage, etc. Those are injuries that if anyone in your car has or develops then you should be compensated for that.

You are overreacting in a major way to what I said. I was not vicious and I was not mean. You posted on this forum and asked for advice on what you should do. A majority of the people here said you should do whatever it takes to recoup your lost money and ANY medical bills. What the majority did not agree with was your insistance on suing for mental trauma. You posted asking for advice and that is what people gave you. Everyone who DISAGREED(not a single person was malicious) you had some type of degrading comment for them. I have but one thing to say to you. Grow up some and realize that people are going to disagree with you in real life and over the internet. People are also going to disagree with you on the severity of a situation. I have complete compassion for you in your situation minus you suing for MENTAL trauma.

Any one who says I am not compassionate because I disagree with you is more of a fool than I could ever be. I still would like to know what part of me was mean because I am a very caring person as far as friends or even total strangers are concerned. Really if I was malicious I want you to tell me how I was.

As for advice for your current situation if you are hellbent on suing for mental trauma do not sign any settlement papers with his insurance company and do not try to negiotiate with them if they cannot meet your intial terms and requirements. I know someone who does this for a living and they will fvck you over unless you have a lawyer or are strong willed enough to say no to their monetary offers. Of course the downside is that you could go to court and have people on the jury that think like me and other people in this thread do. They would award you the price of a new car and compensate you for your medical bills but you would not get a dime for mental trauma.

 

[earthman]

Get an exam at a doctor or chiropractor. Get a lawyer. Get ready to wait. It took me over 3 years to get anything for an accident that was not my fault.