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CapitalOne

CapitalOne is the company that people with no or bad credit go to. Many college students have CapitalOne because they'll service anyone. Have you seen their cheesy commercials on TV? How does this affect you even though you are not talking about credit cards? Well it's still the same company and philosophy. When it comes to my money, I'd rather deal with companies that are more respected.

CapitalOne is the company we all have exactly until the point that we don't have to anymore.
 
Do you have enough money where a 0.2% difference in interest makes a difference for you? I'm very happy with ING Direct, and gladly give up the couple bucks interest difference for ease of use and reliability.
 
Originally posted by: sygyzy
CapitalOne is the company that people with no or bad credit go to. Many college students have CapitalOne because they'll service anyone. Have you seen their cheesy commercials on TV? How does this affect you even though you are not talking about credit cards? Well it's still the same company and philosophy. When it comes to my money, I'd rather deal with companies that are more respected.

CapitalOne is the company we all have exactly until the point that we don't have to anymore.
Click to expand...

Capital One is NOT in my wallet.
 
Originally posted by: Zugzwang152
Do you have enough money where a 0.2% difference in interest makes a difference for you? I'm very happy with ING Direct, and gladly give up the couple bucks interest difference for ease of use and reliability.
Click to expand...

Nope.
Only putting in $5,000.

I guess I will go with ING.

I hear great things about it.
 
Originally posted by: Aimster
Originally posted by: Zugzwang152
Do you have enough money where a 0.2% difference in interest makes a difference for you? I'm very happy with ING Direct, and gladly give up the couple bucks interest difference for ease of use and reliability.
Click to expand...

Nope.
Only putting in $5,000.

I guess I will go with ING.

I hear great things about it.
Click to expand...

It's really quite painless. Post a "Need ING Direct referral" thread and you'll get a trillion PM's for a free $25 from them.
 
Visa signature thru Chase FTW! 😉

Cap one, the ghetto card. Back years ago, when I had one, it was almost embarrasing to pull it out of my wallet. But as was said, that's what some of us have, until we can break free of it. I remember when I had a ghetto limit of $300, had 2 years tenure with them, with a perfect payment history. I called support to request a limit increase. I was told, no problem, we'll give you another $200, if you secure it by sending us $100 for security! WTF?! :Q
 
Originally posted by: compuwiz1
Visa signature thru Chase FTW! 😉

Cap one, the ghetto card. Back years ago, when I had one, it was almost embarrasing to pull it out of my wallet. But as was said, that's what some of us have, until we can break free of it. I remember when I had a ghetto limit of $300, had 2 years tenure with them, with a perfect payment history. I called support to request a limit increase. I was told, no problem, we'll give you another $200, if you secure it by sending us $100 for security! WTF?! :Q
Click to expand...

WTF, how badly did you fsck yourself over back then? :Q
 
Cap1 is HORRID. The one thing noone has mentioned too is that Cap1 reports your credit card in a way that hurts you! They refuse to report your credit limit, the downside to that being is that it looks like you always have the card maxed, and credit score is based largely on your debt/limit ratio. They do it to try to make sure you have less options of getting other cards.

So yes your not using them for a CC, but their still SCUM!
 
Originally posted by: Dulanic
Cap1 is HORRID. The one thing noone has mentioned too is that Cap1 reports your credit card in a way that hurts you! They refuse to report your credit limit, the downside to that being is that it looks like you always have the card maxed, and credit score is based largely on your debt/limit ratio. They do it to try to make sure you have less options of getting other cards.

So yes your not using them for a CC, but their still SCUM!
Click to expand...

What he said. No one should use CapitalOne or support horrible business like this.
 
My wife and I have a deep hated of captial one. The commercial with the monkeys makes my wife say everytime 'no wonder they screwed up my account so bad'!'
Far too long a story to go into.
 
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