ok..i'm almost sure your duron is multiplier locked
i'm not real familiar with cooler master's models, but i've never been a huge fan, but sounds like it should do for now
i'm inclined to suggest unlocking the multiplier, as I"m pretty sure 1.33 at 133 fsb would be better than 1.5 at 100 fsb
10.5-11x 133 seems like it'd fit your purposes well, but a fully unlocked chip would be more flexible, and right at 133 fsb your pci cards would be running dead on spec
have you upped the vcore at all yet? if the chip will boot at a speed but isn't stable, a bit more vcore can push it over the hump....but more vcore = more heat....quickly
as for running the pci out of spec, it can lead to data corruption and instability, but generally it'll be unstable and you'll know to back it off before any major data corruption
running higher fsbs does boost memory bandwidth, not sure if that board allows you run mem at 100/133...but if you're running at 100/100 right now...moving to 133/133 will be the most important performance boost
psu sounds good, ram sounds good
google search for athlon/duron unlocking guides, try palomino unlocking too, as the old tbird/spitfire unlocking methods don't work on palomin/morgan cores
i'm not sure if the bridges are exactly the same for durons as axps, so try and find a place that says that explicitly