Can anyone offer a little help for picking a loan lendor?

[pg22]

So law school will put me in great debt. Fun stuff. I've done a fair amount of research about the process for loans and what not, and I understand that I can get $20,500 from Stafford with the rest of the cost of living coming from GradPlus or a private loan. Anyway, right now it's time to confirm my Stafford loan but they want me to pick a lendor. My (future) school has kindly made a PDF chart of 6 lenders/banks, and I've asked for some advice from family members. I also thought it might prove wise to post here and see if any financial wizards would kindly offer their advice.

Basically, from this loan, I'm looking at $20,500 at a 6% interest rate ($8,500 of it having the interest subsidized by Uncle Sam).

Here's the link to the PDF (44k)

Any advice would be greatly appreciated.

 

[RKS]

Can't help with loan info but good luck in law school.
Get your assignments at least a couple weeks before the start of classes and be prepared for the first day and the introduction to the Socratic Method.

 

[EagleKeeper]

Best advice would be to look at the terms that each has offered and plug them into a spreadsheet to determine what the final numbers would look like.

 

[Antisocial Virge]

I don't know why you bother, my wife beat your LSAT score. ho ho ho 🙂

 

[pg22]

16% of all people beat my score 🙁

Tell her I said congrats 😀

 

[bobdelt]

i use sallie mae, im happy with that. If youre getting gov't loans the int rate will probably be the same by each lender.

 

[pg22]

Ya, the rate is 6.8%. It's the different incentives in that PDF that lose me.