I doubt OP has a "Battery Minder" battery charger which will actually trickle charge until about 11.9v before charging @ a faster rate. Also charging @ a rate of 20a/h is way too fast as most lead acid batteries right on their sticker specify to not charge @ a rate higher than 5a-10a/h anyway. Yes people DO like to charge faster but what happens is charging too quickly can/will damage the battery. I'm very very experienced with lead acid batteries.
Actually, the stickers tend to limit charging rate to C/3, or capacity over 3. So if you have a 50 Ah battery, the maximum recommended charge rate is 50/3 amps, or 16.67 amps.
The reason for this limit, however, is not for preserving the maximum number of cycles the battery can withstand, but rather to avoid rupturing the sealed casing if you happen to overcharge the battery. Even "sealed" batteries create gasses when they are charged (and especially when over-charged). At a charge rate of C/3 or less, the amount of gassing on overchage is small enough that the battery will not need to vent and the gas will be able to recombine with the electrolyte. At higher charge rates, however, the battery will begin to vent, or, if there is a defect in the vent valve, the battery may even rupture. In older non-sealed batteries, (and in "sealed" batteries that have vented) the electrolyte will begin to boil off, reducing the battery's capacity.
However, on modern "smart" chargers the microprocessor monitoring the charge rate will intelligently adjust the actual charge rate and avoid this problem. Even if you select a 20-amp charge rate on a modern microprocessor-controlled charger, the charger will still drop the charge rate as the battery nears a 100% SOC and will even go into a very low amperage float mode once charging has been completed.
The advice against faster charge rates comes from the days when chargers simply applied a fixed charge rate and had no ability to monitor the battery's SOC. So, to avoid the potential for a user to damage the battery through overcharging, they specified a maximum rate that was below the point where moderate over-charging would cause significant damage.
While slower charge rates will always maximize service life, an isolated fast charge once or twice during a battery's 6-10 year service life is not going to be an issue.
ZV