Buying a new car

[Pepsi90919]

ANYONE ACTUALLY WANT TO HELP ME FIND THE CAR?!

no, this is much more interesting

 

[radioouman]

Suzuki has 0% financing on the 2007 XL7... and all 2006 models.
Not that I'd recommend Suzuki, but at least I'll throw it out there.

 

[jbWHO]

pay all in cash at once = no interest...no?

 

[JulesMaximus]

Good luck finding a car you actually want with 0% interest. The only way you'll get that is if you pay cash for it.

Edit-You might get a low interest like 1.9 or 0.9% on the 2006 Altima right now since the redesigned 2007 Altima is in stock at many dealerships. I doubt you'll get zero on it though. I bought my 2003 Nissan Maxima in April 2003 when the redesigned 2004 Maxima hit showrooms. I got $5k off msrp AND 1.9% financing on it!

 

[mrSHEiK124]

Originally posted by: jbWHO
pay all in cash at once = no interest...no?

Yeah, might not have enough for the car though, trying to see if I can find 0% APR for that reason.

 

[Aimster]

Your idea of Islam is wrong.

You are allowed to get an interest loan where you pay interest....

you are not allowed to receive interest money....

with that said
BMW M3

bye

 

[JulesMaximus]

I'll tell you what, you tell me what kind of car you want and I'll sell it to you at a modest markup (say $10k?) with zero interest.

 

[fbrdphreak]

Of the cars you listed, you will not get 0% on them. Pretty much the only companies that will run 0% are domestics, and only on models stuck on the lot. You need to look at Chrysler/Dodge, GM, Ford, and as someone mentioned Subaru has 0% on 06 Legacy's. The Legacy is a great car, top safety rated, reliable, holds resale pretty well, and AWD. The 2.5i won't win any races, but is still fun to drive; the 2.5GT will knock your socks off from what I hear.

http://cars101.com has lots of buying info on Subaru's.

You have a better shot of getting 0% thru the domestics in Feb-March.

 

[brtspears2]

My last check of the remaining 2006 mazda6 at my local dealer, they were having $2750 off msrp, $2000 factory rebate, $1000 additional rebate if you use Mazda Credit. $5750 off the car without any haggling at all (25% off the price if you are looking at a base model). I think the rebates have expired recently, but I'm sure if there are cars remaining, Mazda will offer them again. In this case, you can get 2.9%/60 mo on a Mazda6, but you are giving up $3k. You are better off financing through Mazda Credit, taking their rebate and financing incentive, then in a few months, get a loan from your local credit union. The Mazda credit rate will be 7-9% depending on your credit.

 

[thomsbrain]

Originally posted by: mrSHEiK124

Originally posted by: Merlyn3D

Originally posted by: mrSHEiK124
Well, it's no longer September/October, and come January, I'm really going to need a car because I won't be able to mold my class schedule around that of, well, people with cars, and I live a good hour away from where I'll be going. Any tips on getting a good deal? I need 0% because we can't do interest.

Why can't you do interest?

Religious reasons.

then you can't buy these cars, it's as simple as that. you just won't find 0% deals on these cars. maybe look into something american if you need 0% financing. the japanese cars don't generally need incentives to move off the lot. and if you can't deal with a loan, i think it's time to look at what you can buy with cash. how about a nice 1990's corolla?

 

[vi edit]

Originally posted by: thomsbrain

Originally posted by: mrSHEiK124

Originally posted by: Merlyn3D

Originally posted by: mrSHEiK124
Well, it's no longer September/October, and come January, I'm really going to need a car because I won't be able to mold my class schedule around that of, well, people with cars, and I live a good hour away from where I'll be going. Any tips on getting a good deal? I need 0% because we can't do interest.

Why can't you do interest?

Religious reasons.

then you can't buy these cars, it's as simple as that. you just won't find 0% deals on these cars. maybe look into something american if you need 0% financing. the japanese cars don't generally need incentives to move off the lot. and if you can't deal with a loan, i think it's time to look at what you can buy with cash. how about a nice 1990's corolla?

Whatever. Toyota currently has cash back, financing, and leasing deals on almost every one of it's vehicles. Honda has lease and financing promotions running on many of it's. Nissan has cash back and/or financing on just about every model they produce. Mazda was offering $5,000+ off of some of their cars. Subaru has special lease deals and 0% financing.

Need I go on? It's not just the resale values making those $199 leases through honda a special value, it's a very very low money factor helping it out too. That's an incentive.

 

[Albis]

So can you mortgage a house?

 

[mrSHEiK124]

Cars

 

[sjwaste]

Originally posted by: mrSHEiK124
I'm looking to buy a new car within the month of December, lookin at the Mazda6, Honda Accord, Nissan Altima, and maybe the Audi A3. Anyone know if there are (going to be) any 0% APR deals on these?

Those cars are all pretty hot right now, so probably not. Check the Fatwallet deal discussion and finance forums for some talk on this, there are some guys who have a lot of experience.

Ford is a prime target for 0% since their sales are slipping really bad. Something like the Ford Fusion is in that class, or Pontiac G6 (panoramic roof is really nice). Both are great cars for the money and can be had with 0% offers.