It was not that bad at my dad's work. However, he would have to change his password once a WEEK, it had to have at least one capital and 1 number and a password could not be repeated for a year.
He would hang the 49ers team picture on his wall and start from the first guy in the first row and work his way through the picture until the next years picture came out (i.e. "Montana16", "Rice80", etc.)
MotionMan