Why buy a new POS for $13,000 when you can get a 2-3 year old pretty decent car for $13,000 ????
I've never understood this. If you look at cars 3-5 years old, you'll often pay HALF of what they sold for new. So your $13,000 = $26,000 of car. Work the math out on your total cost of ownership, factoring in selling the car in 4-5 years and see how screwed you get when you buy a new car.
If you're determined to have a "newer" car than that - look at vehicles which are 1-2 years old. These are often up for sale from people who couldn't afford them, had a lifestyle change, or are habitual new car buyers. Even there, your $13,000 may buy you $17,000 worth of car - which again puts you into one higher "quality bracket" than you were before.
(I just bought a 2001 SUV with 5 months of warranty left.. original sticker ~ $33,000 - I paid $15,200.)