Be Truthfull: Checking Accounts

Sundog

Lifer
Nov 20, 2000
12,342
1
0
What is the longest time period you have ever gone without completely balancing you checking account. I know quite a few people that check over the phone or online to see how much they have, but they never balance out the account. The keep an approximate virtual balance in their minds---but never know for sure.
 

minendo

Elite Member
Aug 31, 2001
35,560
22
81
Originally posted by: Sundog
What is the longest time period you have ever gone without completely balancing you checking account. I know quite a few people that check over the phone or online to see how much they have, but they never balance out the account. The keep an approximate virtual balance in their minds---but never know for sure.

I haven't balanced my secondary checking account since October of 1999.

 

pyonir

Lifer
Dec 18, 2001
40,856
321
126
i haven't written anything down in my checkbook since i opened the account here in January of 2001. before that, probably another 2 years.

so i guess 4 years or so....i only check online.
 

Dragnov

Diamond Member
Apr 24, 2001
6,878
0
0
Whats "balancing your checking account"?

I heard its a record of your transactions of withrdawls and deposits and such? Is that all?

I just look at my balance and transactions online. Is there something I'm supposed to be doing?
 

Sundog

Lifer
Nov 20, 2000
12,342
1
0
Originally posted by: minendo
Originally posted by: Sundog
What is the longest time period you have ever gone without completely balancing you checking account. I know quite a few people that check over the phone or online to see how much they have, but they never balance out the account. The keep an approximate virtual balance in their minds---but never know for sure.
I haven't balanced my secondary checking account since October of 1999.

Do you actively use you secondary checking account? I have an acct that I have not balanced in 3 years, but there is only $50 collecting interest.
 

Nocturnal

Lifer
Jan 8, 2002
18,927
0
76
Originally posted by: Sundog
What is the longest time period you have ever gone without completely balancing you checking account. I know quite a few people that check over the phone or online to see how much they have, but they never balance out the account. The keep an approximate virtual balance in their minds---but never know for sure.

You're talking about me, aren't you?
 

Eli

Super Moderator | Elite Member
Oct 9, 1999
50,419
8
81
I have never done it, I always just keep a window open to wellsfargo.com :)
 

Sundog

Lifer
Nov 20, 2000
12,342
1
0
Originally posted by: Nocturnal
Originally posted by: Sundog
What is the longest time period you have ever gone without completely balancing you checking account. I know quite a few people that check over the phone or online to see how much they have, but they never balance out the account. The keep an approximate virtual balance in their minds---but never know for sure.

You're talking about me, aren't you?

Yes
 

RossMAN

Grand Nagus
Feb 24, 2000
78,970
412
136
7 years

Since my bank introduced online banking in 1996.

Recently I moved all my accounts to a competing credit union because they actually care about their customers, no fees for anything, great rates and friendly service. And they have online banking as well :)
 

minendo

Elite Member
Aug 31, 2001
35,560
22
81
Originally posted by: Sundog
Originally posted by: minendo
Originally posted by: Sundog
What is the longest time period you have ever gone without completely balancing you checking account. I know quite a few people that check over the phone or online to see how much they have, but they never balance out the account. The keep an approximate virtual balance in their minds---but never know for sure.
I haven't balanced my secondary checking account since October of 1999.

Do you actively use you secondary checking account? I have an acct that I have not balanced in 3 years, but there is only $50 collecting interest.
I use it only in emergencies.

 

4Lclovergirl

Senior member
Mar 25, 2003
474
0
0
Well, I haven't balanced my checking account since i got it. But then, I am in college, and don't have alot, so Iknow about how mcuh I have at all times. I actually almost never write checks, btu using my debit card. I think thats where the downfall of balancing accounts came from, there is no physical recond, and you don't pull your check book out and write down each transaction, if you did, what would be the convience of using a check card?
 

Viper GTS

Lifer
Oct 13, 1999
38,107
433
136
I've never balanced a checking account in my life, & I've only written one check ever (two weeks ago, one of the saddest days of my life).

Viper GTS
 

Anubis

No Lifer
Aug 31, 2001
78,712
427
126
tbqhwy.com
ive never balenced my check book. i just rely on what teh ATM tells me whats in there. and if its teh same as teh web banking one im happy.

so its been 3 years going on 4
 

Sundog

Lifer
Nov 20, 2000
12,342
1
0
Originally posted by: pyonir
my question re: the title...

Why would i lie about it? :confused:</blockquote>




Some people will make up stuff just because it sounds good, or because they are too embarrased.
 

Eli

Super Moderator | Elite Member
Oct 9, 1999
50,419
8
81
Originally posted by: Viper GTS
I've never balanced a checking account in my life, & I've only written one check ever (two weeks ago, one of the saddest days of my life).

Viper GTS

Were you being sarcastic, or.. what happened?

 

Yossarian

Lifer
Dec 26, 2000
18,010
1
81
I do it with MS Money every month. Takes 5 minutes and I have a paper record. I don't trust those fvckers!
 

radioouman

Diamond Member
Nov 4, 2002
8,632
0
0
I haven't balanced my checkbook since late 1999. Since then, I've always just watched my account online. (It has been a little more tricky since I've been working full time, and have real bills, but I've gotten used to it. )