Bartender BS.. Tried to refuse to charge my credit card tab because it was less than $20..

[BoomerD]

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

True, but so is demanding ID for credit card purchases...yet most places do it anyway...(because most people think it's a good policy and don't bitch.
There are lots of places here that have minimum purchase requirements for credit card purchases..."legal" or not.

 

[Leros]

I had to pay a $0.75 fee for using my credit card at a restaurant a few weeks ago. Pissed me off.

 

[Fenixgoon]

Originally posted by: BoomerD

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

True, but so is demanding ID for credit card purchases...yet most places do it anyway...(because most people think it's a good policy and don't bitch.
There are lots of places here that have minimum purchase requirements for credit card purchases..."legal" or not.

the places i go that have minimum purchase limits have said limits advertised in plain sight.

 

[ch33zw1z]

http://www.mastercard.com/us/m...tire_Manual_public.pdf

MC's Merchant Manual, section 5.9.3. Minimum/Maximum Transaction Amount Prohibited. Plain as day, Visa has the same rules. If you find a vendor that trys to pull this crap, you can do one of two thing: Confront the merchant, or go with it. What you NEED to do in the end is send the receipt back to MC or VISA as evidence of your accusation or report it online.

Here's my advice, go with it and then inform the merchant you will be reporting them for violation of their agreement with MC/VISA.

Last I checked, AMEX doesn't have these rules. Instead AMEX says that if the merchant uses another credit card, then AMEX duplicates that credit cards rules.

 

[DayLaPaul]

I'll file this under "choose your battles." Sounds like the OP is in the right; but me personally, I'm not going to let $20 get in the way of a good time.

 

[zeruty]

8 years ago I worked at a mom & pop computer store, and they had a 3% surcharge for credit card transactions, which is against the contract....
They got around it though...
Because it was a cash, check, or debit discount you don't get if you use credit.

 

[mugs]

Minimum charges are against their merchant agreement with the CC processor, but I don't give them a hard time if they have a minimum charge. CC companies have businesses by the balls, because it's gotten to the point where they HAVE to take CCs, and then they get bent over by the fees. On small purchases, the fees can wipe out their entire profit on the sale.

Though a bar is the last place that should be complaining about losing the profit on a small sale. They sell a $.50 beer for $4.

 

[PlasmaBomb]

Originally posted by: BoomerD

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

True, but so is demanding ID for credit card purchases...yet most places do it anyway...(because most people think it's a good policy and don't bitch).
There are lots of places here that have minimum purchase requirements for credit card purchases..."legal" or not.

Never been asked for ID when purchasing with a credit card...

I could understand though if it was for liquor.

 

[ch33zw1z]

Originally posted by: PlasmaBomb

Originally posted by: BoomerD

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

True, but so is demanding ID for credit card purchases...yet most places do it anyway...(because most people think it's a good policy and don't bitch).
There are lots of places here that have minimum purchase requirements for credit card purchases..."legal" or not.

Never been asked for ID when purchasing with a credit card...

I could understand though if it was for liquor.

They're supposed to unless you sign the back.

 

[funkymatt]

Originally posted by: Leros
I had to pay a $0.75 fee for using my credit card at a restaurant a few weeks ago. Pissed me off.

credit or debit? a fee to use the CC is also against the TOS

 

[hiromizu]

but i wonder, who the heck goes to a bar with $8 cash?

 

[OCGuy]

Who the fuck drinks 3 beers at a bar on a night out?

I woulda taken two quick shots of Anejo or silver and then left no tip.

 

[illusion88]

Originally posted by: OCguy
Who the fuck drinks 3 beers at a bar on a night out?

I woulda taken two quick shots of Anejo or silver and then left no tip.

he was leaving early to go somewhere else. jesus.

 

[RU482]

drink up Sally 😉

 

[KK]

Originally posted by: ch33zw1z

Originally posted by: PlasmaBomb

Originally posted by: BoomerD

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

True, but so is demanding ID for credit card purchases...yet most places do it anyway...(because most people think it's a good policy and don't bitch).
There are lots of places here that have minimum purchase requirements for credit card purchases..."legal" or not.

Never been asked for ID when purchasing with a credit card...

I could understand though if it was for liquor.

They're supposed to unless you sign the back.

They're supposed to? surely you don't mean they're supposed to check id for any reason when using credit cards. Also I heard that if you sign the back of your credit card with "check ID" it is invalid.

 

[Chaotic42]

Drinking plus using your CC is a good way to get in trouble. 😛

 

[mugs]

Originally posted by: KK

Originally posted by: ch33zw1z

Originally posted by: PlasmaBomb
Never been asked for ID when purchasing with a credit card...

I could understand though if it was for liquor.

They're supposed to unless you sign the back.

They're supposed to? surely you don't mean they're supposed to check id for any reason when using credit cards. Also I heard that if you sign the back of your credit card with "check ID" it is invalid.

You and ch33zw1z are saying the same thing. If you sign the back, that is your proof of identity. It also signifies your acceptance of the cardholder agreement. If you don't sign the back, or if you write "check ID" on the back, they're required to make you show ID, then you have to sign the card before you can use it.

If you have signed the card they are allowed to ask you for ID, but they are not allowed to refuse the sale if you don't show ID. Personally, I show ID if asked because I don't feel the need to argue with someone just to make a meaningless point. I would prefer that merchants be allowed to check ID. I understand that I'm not responsible for fraudulent charges, but credit card fraud does negatively affect every one of us.

 

[xSauronx]

Originally posted by: ironwing

Originally posted by: Baked

Originally posted by: ironwing
The solution to the OP's specific situation: If there is a CC logo on the door indicating that CCs are an acceptable form of payment was to tell the bartender to run it or they don't get paid. No scrounging for cash, no extra purchases, no ATM fees. Tell them to run the card or get bent.

And they have the right to kick your ass outta the establishment. You're not the only customer they have. :roll:

They might, but if they want to get paid and implied that they would accept CCs then they need to run the card. Throwing out paying customers isn't a great business model.

this. its amazing how many times ive had to make that point to people to get them to take my money.

 

[txrandom]

I usually try to pay with cash if I'm buying something for a few dollars...but $9 is plenty especially at a bar. Aren't alcohol margins pretty high at bars?

 

[sandorski]

Start a Jingle Fund. Pay with Paper, throw coins into a Jar,Can, or something.

 

[Suspicious-Teach8788]

Originally posted by: Xanis

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

Wow, really? There are a few convenience stores around me that have a $XX minimum policy. I always thought it was BS.

Originally posted by: BoomerD

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

True, but so is demanding ID for credit card purchases...yet most places do it anyway...(because most people think it's a good policy and don't bitch.
There are lots of places here that have minimum purchase requirements for credit card purchases..."legal" or not.

Yeah this is the more recent one I looked up. I have yet to make a scene about it although my gf said "no" once and they swiped her card anyway.

 

[manlymatt83]

Originally posted by: Evadman

Originally posted by: Xanis
Don't a lot of places have a minimum charge for credit cards? I don't see how this is any more different or any less legal. Not saying it doesn't stuck, but still.

That is the point. Any minimum charge is against the CC agreement. Everywhere you see that, the company/business is breaking their contract.

Unless they ONLY take American Express or Discover Card. Those two companies allow minimums as long as you have minimums on ALL other cards you accept. Since you can't put a minimum on Visa or Mastercard, then you're technically out of louk if you accept all four.

I've seen some bars only accept Discover and American Express (VERY rare, but it happens) and they have $20 minimums, and that is allowed as long as they don't add Mastercard or Amex to the mix.

 

[Suspicious-Teach8788]

whoops

 

[GeekDrew]

A local restaurant refused to accept credit cards because of the processing fees, and instead accepted personal checks and cash only. They were in business for only a year or two... it was too inconvenient. I skipped over them several times because I don't carry a check book and also don't usually have enough cash on me to buy dinner for a few people.

 

[PieIsAwesome]

Heh, I never thought about fees the merchant has to pay when CC is used, and I always make small purchases with my CC. No one has complained though.