Bankster apologists, how do you justify this one?

MrColin

Platinum Member
May 21, 2003
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http://rt.com/usa/news/wells-fargo-health-insurance-380/

Cliffs: Wells Fargo execs fire employee for dubious cause, the real reason being they didn't want his daughter on their health plan. She needed expensive surgery and treatment that was canceled the same day he was fired, by the insurance underwriter. Now he's suing, but his daughter is dead.
 

Abraxas

Golden Member
Oct 26, 2004
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That's the free market in action. If society doesn't consider you valuable enough to pay for medical care, just die and leave more resources for the rest of us. What, do you think you are entitled to a doctor's time and money you socialist parasite?
 

cybrsage

Lifer
Nov 17, 2011
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First, what is a bankster? Is that someone who has a bank account?

Second, if the article is true, he should sue the crap out of them. Do you have any US based reports for this US event?
 

techs

Lifer
Sep 26, 2000
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First, what is a bankster? Is that someone who has a bank account?

Second, if the article is true, he should sue the crap out of them. Do you have any US based reports for this US event?

Suing them won't bring back his daughter.
 

nehalem256

Lifer
Apr 13, 2012
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Did you happen to miss this from the article
Gonzalez was forced to accept money from a charity to pay for the expensive premium that would give him a year of health insurance coverage.

And I did not realize that insurance could cure cancer. For all we know from the article the treatment was some god-awful expensive experimental treatment and the girl would have died anyway.
 

techs

Lifer
Sep 26, 2000
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What your employer can find out about you from your insurance company varies from state to state and even varies by what type of insurance plan you have.

I don't know of any state that allows an employer to use health care utilization as a reason to fire you, but then again that is usually not the reason they give you.

About the only thing you can do, and I recommend it, is avoid talking to your corporate health care rep about what is wrong with you or a family member. I know it is unavoidable at times but at the least always put the best possible light on any problems.

For instance you could say that your doctor has said that sometime in the future you might possibly need a certain operation but always phrase it likes it unlikely and you just asking to be sure. Walking in and saying someone in your family needs an operation that costs 250 thousand is the absolute wrong thing to say.

btw he should have been have been able to keep his insurance out of pocket under COBRA. Perhaps he couldn't afford it?
 
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nehalem256

Lifer
Apr 13, 2012
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Thanks! I found this to be odd:

"43 - By terminating Gonzolas due to his daughter's disability..."

Having cancer is a disability now? I realize his lawyers are shotgunning at everything they can, but seriously?

You obviously missed the thread yesterday where misbehaving in school is now a "disability"
 

MrColin

Platinum Member
May 21, 2003
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First, what is a bankster? Is that someone who has a bank account?
From Urban Dictionary:
Bankster - A portmanteau of "banker" and "gangster", popularized by (among others) the economist Murray N. Rothbard, used by him to attack what he held to be the inherently fraudulent nature of Fractional-Reserve banking (as opposed to 100% gold reserve banking, which he defended as the only honest form of banking). Frequently used in reference to The Fed.

In more recent popular usage, often refers in a vague way to the forces of "Wall Street", or to those persons in the financial services industry who grow rich despite the continued impoverishment of those who depend on their services, and despite their apparent inability to succeed in business without constant government assistance.
"The Fed is an organized cartel of banksters, who are creating inflation, ripping off the public, destroying the savings of the average American."

"The banksters crashed the economy, but thanks to generous federal bailouts, they won't have to sacrifice their fat bonuses."

Second, if the article is true, he should sue the crap out of them. Do you have any US based reports for this US event?
I'm certain you can find a fair and impartial account in a US based, bankster owned media outlet. I don't read those very often so I can't help you with that.
 

MrColin

Platinum Member
May 21, 2003
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btw he should have been have been able to keep his insurance out of pocket under COBRA. Perhaps he couldn't afford it?

I was in a position to enroll in a COBRA plan once but the premium was around triple what I was paying while employed. According to the article they shirked their responsibility to even make COBRA available to him.
 

Abraxas

Golden Member
Oct 26, 2004
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Thanks! I found this to be odd:

"43 - By terminating Gonzolas due to his daughter's disability..."

Having cancer is a disability now? I realize his lawyers are shotgunning at everything they can, but seriously?

Under the wording of the Florida Civil Rights Act it doesn't necessarily qualify as a disability (the word disability only appears in context of developmental disability), however, it could qualify as a handicap under the wording of the law which covers "A person has a physical or mental impairment which substantially limits one or more major life activities, or he or she has a record of having, or is regarded as having, such physical or mental impairment;". The continual treatments for cancer and the complications associated with could very well impair major life activities (like schooling). I didn't see anywhere if it said what kind of cancer but depending on where the tumors developed it could cause things like seizures, paralysis, blindness, and so on that would qualify as disabilities.

http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0760/0760.html
 

cybrsage

Lifer
Nov 17, 2011
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Interesting. Out of curiosity, if an imparement is able to be overcome by use of technology, do you know if it still counts as a disibility?
 

Abraxas

Golden Member
Oct 26, 2004
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I don't think that is a yes or no question, I think it is a matter of degrees. For example, take being unable to walk correctly. Say you need a cane or a walking stick, do you rise to the level of disabled? Maybe, maybe not. What about crutches or leg braces? What about a wheel chair? By this point it seems the answer is yes whereas a cane probably wouldn't be in and of itself. Conversely, some kinds of extreme eyesight problems can be effectively cured through glasses.

I think to answer your question we really need to look into the specifics of a given situation, in particular the nature of the disability, how much technology is needed and what kind, how well the technology alleviates the problem, and what complications arise from the use of the technology,
 

Dulanic

Diamond Member
Oct 27, 2000
9,967
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It's becoming scary how involved companies can be in things like this. Insurance companies can't drop you because you get something. But now companies are becoming insurance companies since large corporations self fund. Any company can "find" a reason to fire you though if you get sick to get you off their insurance.
 

cybrsage

Lifer
Nov 17, 2011
13,021
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I don't think that is a yes or no question, I think it is a matter of degrees. For example, take being unable to walk correctly. Say you need a cane or a walking stick, do you rise to the level of disabled? Maybe, maybe not. What about crutches or leg braces? What about a wheel chair? By this point it seems the answer is yes whereas a cane probably wouldn't be in and of itself. Conversely, some kinds of extreme eyesight problems can be effectively cured through glasses.

I think to answer your question we really need to look into the specifics of a given situation, in particular the nature of the disability, how much technology is needed and what kind, how well the technology alleviates the problem, and what complications arise from the use of the technology,

Cool, thanks.