Bankruptcy

[JackBurton]

Originally posted by: Joemonkey

Originally posted by: zendari

Originally posted by: Joemonkey
18... that doesn't surprise me.

I thought the same way when I was 18. Only deadbeat losers get into debt and they should be hung for it. let me know your thoughts on all this when you are 25 or 30

No, you thought completely differently than I do when you were 18, or else you wouldn't have been a deadbeat loser running up credit card debt.

2 people both working and living within their means can easily afford to raise a child.

ah yes, in a perfect world where children do not have to come into it via emergency c-section, their mothers do not require multiple hospital stays, nor the child require open heart surgery, or get lukemia, or any other ailments that are extremely expensive to treat. I'll return to this thread when you are older and wiser and have experienced the real world for a while, then i will accept your apology.

Joemonkey, you don't need to defend your actions with these clowns. You operated within the law. It's as simple as that. You weighed your options before filing, and felt like it was the best option for you financially, that's all that counts. Don't let these asshats get to you. And I'd definitely ignore ANYTHING an 18 year old has to say about your reasons for filing.

 

[zendari]

Clearly age is no indicator of wisdom. He can do what he likes, for now. It's abusers like him without financial discipline that have lead to the bankruptcy changes. You should be proud.

 

[Vic]

Originally posted by: zendari
Clearly age is no indicator of wisdom. He can do what he likes, for now. It's abusers like him without financial discipline that have lead to the bankruptcy changes. You should be proud.

As I have pointed out several times in this thread (and in others), Jack is incapable of argument without attacking the person. In fact, that is usually his only argument. Like any troll, his entire goal is to get you to lose your temper so that he, with usually no logical argument whatsoever, can then appear to be the voice of reason. Thus, in his mind, he can feel that he has "won" the argument even when he has been completely and logically refuted. I fell for this once, but learned quickly. He's really a one-trick pony, and the reason he refuses to argue with me anymore is that he knows that I have discovered this his only trick. He's also an extremely insecure individual (which can be easily deciphered from his sig). The combination of all that makes him a pretty meaningless debate opponent, just FYI. Don't waste your time.

 

[UsandThem]

Originally posted by: CTrain

I don't mean to single you out but you're making excuses.

As I was saying, if people will just admit that they were stupid for running up debt, people will sympathize more with that....cause everyone have been "stupid" before.
But when you start making excuses as "bad luck", "I had a kid", "CC makes tons of money"........people will jump on you.

What does "bad luck" have anything to do with you running up all these debt in the first place ???
And having a kid while you were still in financial debt was "bad luck" too ??
And Well Fargo making billion of profits relate to you running up those debt was how ???
They are a business and they are in business to make money.

Hate to be harsh, but just admit you make a mistake and go on from there.

If this was for my first post (I'm not sure because all of the quoting). I never stated what caused me to file.

I never was making excuses for myself. I simply stated that there were people there who had some bad luck (farmers who had flooding, insect damage, and so on and people who had a family member get very sick and their insurance did not cover it (leaving them $100,000's in debt).

I have already "gone on from there". It was 98% my fault with a touch (2%) of bad luck to top it off.

 

[JackBurton]

Originally posted by: Vic

Originally posted by: zendari
Clearly age is no indicator of wisdom. He can do what he likes, for now. It's abusers like him without financial discipline that have lead to the bankruptcy changes. You should be proud.

As I have pointed out several times in this thread (and in others), Jack is incapable of argument without attacking the person.

You made up a bold face lie about me in the past to try and cover your bullsh!t spamming tactics, thus I don't debate with you about ANYTHING. I don't lie about other AT members, unfortunely that is what you resort to when debating. Alot of people here get into heated debates, and sometimes get into name calling (you're an idiot and so on), but I RARELY see someone make up a bold face lie about another AT member. You were caught in that lie, and you know that is why I don't deal with you anymore. If you have some kind of amniesa, I'll kindly point you to the post in this thread that povides a link to my proof. I called you out, you didn't respond. So no more dealing with you. You can try and bate me into a debate, but like I said, I don't deal with liars. Making a mistake about something is one thing, but you knew what you were doing. That is just freakin' low, ESPECIALLY lying about another member. Now given Vic's predictable nature, he will do the following:

1) Ignore this part of the post.
2) Deny it even though I provided proof right infront of his face.
3) Make up more lies about me.

Like any troll, his entire goal is to get you to lose your temper so that he, with usually no logical argument whatsoever, can then appear to be the voice of reason. Thus, in his mind, he can feel that he has "won" the argument even when he has been completely and logically refuted. I fell for this once, but learned quickly.

You are truely worthless. Let's see who threw the first punch in this thread:

Knowing how dishonest you are, this comment by you does not surprise me one bit.

Oh look at that, he comes right out of the gate with a bold face attack and a freakin' lie at that (not surprising). Talk about trolling. Vic, you are a fvcking loser and no amount of bating will get a debate going between you or I. You are a waste of time, and you have to come to grips with that.

He's also an extremely insecure individual (which can be easily deciphered from his sig).

I can see the sig bothers you. That really brings a smile to my face.

 

[Raincity]

Better add bankruptcy of things not to talk about at the dinner table after reading this thread. What a bunch of hostile @ssholes some of you can be. Joemonkeybankruptcy is hardly the end of your financial world for the next ten years. I have seen folks with 700+ FICO scores after three years from discharge.

 

[Vic]

Originally posted by: JackBurton
I can see the sig bothers you. That really brings a smile to my face.

It doesn't bother me, nor did I say that it did. I said it was representative of your character, which it is.

 

[CTrain]

Joemonkey...my apology, I guess I was quoting the wrong person.

I have actually experienced being careless and running up debt and then wanting to take the easy way out. But I didn't, I actually paid off my $20K+ debt.

People who makes the arguement that "banks make too much money anyway, and they took a risk in giving me credit" is absurd.

 

[Vic]

Originally posted by: CTrain
Joemonkey...my apology, I guess I was quoting the wrong person.

I have actually experienced being careless and running up debt and then wanting to take the easy way out. But I didn't, I actually paid off my $20K+ debt.

People who makes the arguement that "banks make too much money anyway, and they took a risk in giving me credit" is absurd.

For the record, for me this too is the part where I took offense. That and the idea that we should all bankrupt monies that we have voluntarily borrowed, simply to spite the banks. Some people, in their hatred of humanity, seem to forget that human institutions consist of people.

 

[zendari]

Originally posted by: Vic

Originally posted by: CTrain
Joemonkey...my apology, I guess I was quoting the wrong person.

I have actually experienced being careless and running up debt and then wanting to take the easy way out. But I didn't, I actually paid off my $20K+ debt.

People who makes the arguement that "banks make too much money anyway, and they took a risk in giving me credit" is absurd.

For the record, for me this too is the part where I took offense. That and the idea that we should all bankrupt monies that we have voluntarily borrowed, simply to spite the banks. Some people, in their hatred of humanity, seem to forget that human institutions consist of people.

:thumbsup: It's one thing, however despicable, to be a retard and run up CC debt on luxuries, its another to make excuses, and whine about the banks and how you are "entitled" to do so, because the banks are evil.