Bankruptcy

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surge84

Member
May 24, 2003
94
0
0
Is there any service that could tell me who I owe money too so that when I file for bankruptcy, nothing is missed. I no idea where to start with this. Any body know anything that could help? Would your credit report do this?
Thanks
 
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iwearnosox

Lifer
Oct 26, 2000
16,018
5
0
Get a copy of all 3 credit reports. You're done.

Edit: get your flame suit on, a bunch of holier than thou credit thumpers are about to cast level 19 spell of infinite dirtbag on you.
 
Fritzo

Fritzo

Lifer
Jan 3, 2001
41,920
2,161
126
Originally posted by: amdskip
Credit report is a good place to start.
Click to expand...

Yep. I applied for a car loan yesterday and found out I owed $28 to a doctor's office back in 2001 I didn't know about. That'll do it.
 
S

Sluggo

Lifer
Jun 12, 2000
15,488
5
81
Originally posted by: jadinolf
Except for the 500 bucks you owe me, I can't think of any others.
Click to expand...


Dont forget the $2,000 I loaned your sister, she said you were gonna pay that back for her.
 
A

AdamSnow

Diamond Member
Nov 21, 2002
5,736
0
76
Originally posted by: jadinolf
Except for the 500 bucks you owe me, I can't think of any others.
Click to expand...

Beat me too it...

But seriously - Good luck man... Must be hell to have to go through that, Here's hoping all the best for you.
 
A

Anonemous

Diamond Member
May 19, 2003
7,361
1
71
Originally posted by: iwearnosox
Edit: get your flame suit on, a bunch of holier than thou credit thumpers are about to cast level 19 spell of infinite dirtbag on you.
Click to expand...

that spell goes to lvl 19? :Q
 
EagleKeeper

EagleKeeper

Discussion Club Moderator<br>Elite Member
Staff member
Oct 30, 2000
42,589
5
0
Originally posted by: woowoo
Reconsider your position before you file.
(Nuff said)
It is a big decision
Click to expand...

It will haunt you for 3-5 years at a min.

Then you have a chance to show you can redeem yourself.

Look at is this something to make life easier for you or to solve a problem that is dragging you down?

 
mugs

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: MikeyIs4Dcats
you should have done this a couple months ago....
Click to expand...

Somebody didn't get the memo.

surge84, I hope this works out for you and you don't make the same mistakes again. :)
 
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Slvrtg277

Golden Member
Sep 9, 2004
1,004
0
0
Originally posted by: Budmantom
How can this be that tough???



Most people file bankruptcy twice.


Tom
Click to expand...

What kind of crap is this statement?

Regardless, it's too easy to file bankruptcy. More restrictions are needed at the minimum to curb the idiots who run up all their available credit for bullcrap, then claim bankruptcy to get out from it all....guess who ends up paying for all that stuff?
 
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woowoo

Platinum Member
Feb 17, 2003
2,092
1
0
Originally posted by: Budmantom

Most people file bankruptcy twice.


Tom
Click to expand...

Most people?

No,
No they don't
"Most" people pay their debts and don't file at all.
 
mugs

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: Slvrtg277
Originally posted by: Budmantom
How can this be that tough???



Most people file bankruptcy twice.


Tom
Click to expand...

What kind of crap is this statement?

Regardless, it's too easy to file bankruptcy. More restrictions are needed at the minimum to curb the idiots who run up all their available credit for bullcrap, then claim bankruptcy to get out from it all....guess who ends up paying for all that stuff?
Click to expand...

This guy didn't get the memo either.
 
Joemonkey

Joemonkey

Diamond Member
Mar 3, 2001
8,859
4
0
I am filing today

My wife and I were stupid when we was younger, pretty much lived off credit cards while we were in school figuring we would pay them back when we got good jobs. whoever said "to make god laugh tell him your plans was right"

fast forward a bit and we decide to go into credit counseling or debt management or whatever you want to call it. My pride was telling me "you bought the stuff, you pay for it" so I figured I would live like a pauper for a few years while they got paid off

fast forward a bit again, now that I have a kid and the medical bills to pay for an emergency c-section as well as other various hospital stays for mom and/or baby, as well as a bunch of that credit card debt left over, bankruptcy seems like a pretty good idea

My wife and I are willing to be poor and go without most of what we want and some of what we need. I will NOT make my daughter go without anything she needs
 
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Blieb

Diamond Member
Apr 17, 2000
3,475
0
76
Dude your baby was born 1 month ago. You're just getting started spending $$$ ... I'd wait a few years while it racks up.

Congrats on the bebe!
 
K

Kenazo

Lifer
Sep 15, 2000
10,429
1
81
Originally posted by: Joemonkey
I am filing today

My wife and I were stupid when we was younger, pretty much lived off credit cards while we were in school figuring we would pay them back when we got good jobs. whoever said "to make god laugh tell him your plans was right"

fast forward a bit and we decide to go into credit counseling or debt management or whatever you want to call it. My pride was telling me "you bought the stuff, you pay for it" so I figured I would live like a pauper for a few years while they got paid off

fast forward a bit again, now that I have a kid and the medical bills to pay for an emergency c-section as well as other various hospital stays for mom and/or baby, as well as a bunch of that credit card debt left over, bankruptcy seems like a pretty good idea

My wife and I are willing to be poor and go without most of what we want and some of what we need. I will NOT make my daughter go without anything she needs
Click to expand...


Good to hear this is truly your last resort. Far too many ppl spend like mad seemingly on purpose and then declare bankruptcy, which is freaking stupid and unethical, imho.

all the best.
 
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