Banking and marriage

[dabuddha]

Originally posted by: weadjust
We have seperate accounts.

I don't even know how much my wife makes. She does have a job because she lives the house each day M-F around 8 each morning and returns around 5:30.

I pay all the bills. She buys groceries and pays her car insurance.

That's just sad. How can you not know how much your wife makes?

 

[upsciLLion]

Originally posted by: rh71
open a 3rd account that's shared and dump money in there when bills call for it... simple.

There is no way to a serparate joint account. A separate joint account is the way.

 

[monk3y]

Originally posted by: weadjust
We have seperate accounts.

I don't even know how much my wife makes. She does have a job because she lives the house each day M-F around 8 each morning and returns around 5:30.

I pay all the bills. She buys groceries and pays her car insurance.

That's a little weird... Just how much DO you know about your wife?

 

[mike2fix]

Originally posted by: dullard By the middle of the divorce process, I wished I didn't have any shared accounts.

AMEN

 

[BlueFlamme]

Everything shared. I do all the online stuff (including tracking our expenses) and she does all the mail in stuff. We also have power of attorney for each other.

With today's increasing view of marriage as "lets try it out and see if it works", that won't work. It all goes back to your definition of marriage.

 

[monk3y]

Bump.

 

[ijester]

Married for 6 years.

We share the main accounts, but each have an individual CC account, and a checking account. We make our deposits into the main accounts to pay bills and stuff, then we each take a certain amount each month into our personal accounts for spending as we see fit.

 

[EatSpam]

Originally posted by: monk3y
I'm not married but I think I'd want to have seperate checking accounts but shared savings accounts.

I work, my wife is a stay-at-home mom. We share all accounts, except for my investment accounts. That's only because I haven't added her name and haven't really seen the need.

 

[BatmanNate]

Checking, savings, credit cards, retirement, all joint. Most of it was mine and we just added her when we got married since I was more established at the time. I can't imagine trying to work out seperate finances, sounds like a PITA.

Edit: We both work, and I do most of the physical accounting.

 

[BigRigDriver]

Never ever share your bank account, espcially if you make more $$$ than he/she makes. But please share with me if you make more than mepurty puhleease

 

[maziwanka]

if you're getting into marriage you should be willing to share all your accounts

 

[ChefJoe]

I'm not married or anything, but I have heard my parents fight over their accounts enough times that I plan to keep an account or two that's just mine. When my mother has lost her wallet/purse/cards and had to cancel them all.... boy did it piss off my dad when she a) did so without calling to tell him and b) he had to gather up all the cards he could find and make sure he got replacements.

I figure a checking/savings/and one or two credit cards in my name only is perfectly fine... I plan to give her online access and not use them as my main accounts, just backups.

 

[Gravity]

Initially we shared all accounts. Then, when she re-entered the workplace, she wanted to be able to spend her money any way she wanted. I was stuck with all the familial obligations, including her car and insurance, gas, etc.

So, my money was "our money" but her money was "her money."

That wasn't working for me. Now we share one account where some of my money goes and then I have a different account that is mine alone.

 

[MisterJackson]

Originally posted by: DeadByDawn
Don't marry anybody you can't trust to share a checking acct with.

I've got to marry the girl I'm with now. She may be blond, but she fvcking rules with money. She's all business when it comes to saving, investing, dealing with it. I'm more of a spender and wonder where the fvck my money went kinda guy. I have no qualms about giving her control of the money as long as I can still buy what I want, within reason, and let her invest what we have left over.

I trust her totally, which goes against every fiber of my being normally. I shared a checking account with my ex wife and she cleaned it out when we split knowing there were about 5 checks written the day before.

It took me awhile to learn again that not all women are evil.

 

[RossMAN]

We have shared and individual bank accounts and credit cards.

The bills get paid, we buy what we want and invest the rest.

 

[kranky]

Originally posted by: RossMAN
We have shared and individual bank accounts and credit cards.

The bills get paid, we buy what we want and invest the rest.

Even better:
The bills get paid, we invest a fixed amount and we buy what we want with the rest.

 

[psydancerqt]

i recently got married - we opened a joint checking account, but we both also have checking accounts from before we were married.

 

[RossMAN]

Originally posted by: kranky

Originally posted by: RossMAN
We have shared and individual bank accounts and credit cards.

The bills get paid, we buy what we want and invest the rest.

Even better:
The bills get paid, we invest a fixed amount and we buy what we want with the rest.

I wouldn't expect any less of you Jim :thumbsup:

 

[Budmantom]

Mostly shared and our paychecks go into one, but we both have accounts the the other doesn't use.

 

[Accipiter22]

I'm celibate so I'll never have this problem