I'm not married but I think I'd want to have seperate checking accounts but shared savings accounts.
Banking and marriage
- Thread starter monk3y
- Start date
It's not really an issue of trust. We've both discussed how we save money and we tend to have different strategies. I think we would save more if we were able to do it ourselves.
I'm engaged and this is something we have talked about and we really both agreed to have all joint accounts. I don't think there is really any right or wrong here it just depends on the couple I guess.
- Oct 9, 1999
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Your post title put me in mind of a Seinfeld episode: "Your honor, ever since he was a little boy, the defendant had only one desire . . . to be . . . a BANKER!" <----- Newman in court trying to use Kramer as an excuse to avoid a speeding ticket.
Edit: My late wife Jessie and I trusted each other implicitly, threw our money into one joint account, and invested together. We met late in life and knew what we had in each other. There was never even the first hint of a problem.
Edit: My late wife Jessie and I trusted each other implicitly, threw our money into one joint account, and invested together. We met late in life and knew what we had in each other. There was never even the first hint of a problem.
D1gger
Diamond Member
- Oct 3, 2004
- 5,411
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I have been married for 24 years, and we have some of each. We share a chequing account, out of which all of the household expenses are paid, and we each have our own savings and chequing accounts for fun money and other stuff. We also have two shared investment accounts for retrirement purposes, and she has a trading account she uses to make her spending money.
It really depends on your relationship, but I believe their does need to be some separation of accounts. I would hate giving her a present and then paying for it out of a joint account where she could see how much I was spending, and I would really hate for her to see how much I spent on my PC habit.
It really depends on your relationship, but I believe their does need to be some separation of accounts. I would hate giving her a present and then paying for it out of a joint account where she could see how much I was spending, and I would really hate for her to see how much I spent on my PC habit.
Married and we keep separate accounts... I love it this way... We are able to plan our savings much easier and we could both spend on the little things that we both like without needing to run it past each other....
I've been married almost 4 years, and we share all accounts. I wouldn't mind my own CC account etc. for privacy when it comes to gift purchases etc., but it really isn't an issue. We agree on our saving strategies, and to be honest, she takes care of most of it even though I earn most of it.
I do also agree with the statement about not marrying someone you don't trust your money with
I do also agree with the statement about not marrying someone you don't trust your money with
shacking up for 6yrs, but not legally married. i am in charge of all the money. separate accounts, but i handle everything.
Originally posted by: Perknose
Oooooooo, Catholic girl lives in sin!
wait just one minute there bub!
i used to be a Catholic... then i found God. Now, i am a recovering Catholic.
*Disclaimer... the above statement is made in jest... it is in no way meant to malign, hurt or insult any fine believer of the Catholic religion. It is a joke.
- Oct 9, 1999
- 46,874
- 10,672
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As a boy, I made fun of the Pope's hat. He tore up my membership card.Originally posted by: KarenMarie
Originally posted by: Perknose
Oooooooo, Catholic girl lives in sin!
wait just one minute there bub!
i used to be a Catholic... then i found God. Now, i am a recovering Catholic.
*Disclaimer... the above statement is made in jest... it is in no way meant to malign, hurt or insult any fine believer of the Catholic religion. It is a joke.
i would simply apologize, hand him back his check books and tell him he is now in charge of his own money.
but i doubt he would disagree with me... we have very defined roles and responsibilities in our relationship.
dullard
Elite Member
- May 21, 2001
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I was married and we did share all accounts. Worked perfectly for 4 years. Then she started sneaking behind my back and opened up a half dozen checking accounts of her own (who knows, maybe even more). That was just one of many signs the marriage was over. By the middle of the divorce process, I wished I didn't have any shared accounts. Next marriage, I'll think long and hard before letting my wife have access to any account >$500 of our money. And I'll certainly have my automatic deposits/withdrawls from an account in my name solely (to avoid having to redo all that work).
thirdeye
Platinum Member
My wife and I share the same checking/savings account and share most of our CCs too. We have no problems because we respect each others money.
We have seperate accounts.
I don't even know how much my wife makes. She does have a job because she lives the house each day M-F around 8 each morning and returns around 5:30.
I pay all the bills. She buys groceries and pays her car insurance.
I don't even know how much my wife makes. She does have a job because she lives the house each day M-F around 8 each morning and returns around 5:30.
I pay all the bills. She buys groceries and pays her car insurance.
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