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Bank of America VS Wachovia

Zorro

Platinum Member
I am with Wachovia now and thinking of changing to BofA anyone have any comments ? On one or the other ?
 
Wachovia is free


BOA is only free if you have certain conditions
like certain amount of money in your account, direct deposit, ect...


 
We got sucked up into BofA by way of Fleet, by way of NatWest. I think they do a pretty good job. Probably more ATMs in more places than anyone else, tons of branches, and the staff have been helpful the few times I have needed them. A home equity loan I took recently was completed very easily over the phone and in a quick visit to the branch. But overall, they are a huge bank, and I don't think any of them are dramatically different, other than in size.
 
BofA's online system is real good. You can easily track all your transactions in detail. I especially like the link to checks you've written feature: they scan every check you've written into the system and it's only 1 click away to review it. Free billpay too.
 
Originally posted by: Baked
BofA's online system is real good. You can easily track all your transactions in detail. I especially like the link to checks you've written feature: they scan every check you've written into the system and it's only 1 click away to review it. Free billpay too.

Wachovia has the same thing


Extensive online banking features
Scanned checks
Free billpay


 
Wachovia, however, has horrible customer service. After they made a number of errors during the merger of Wachovia and First Union, I had several bad experiences with them. Enough so that I closed my account and went to Washington Mutual.

I don't have enough bad things to say about Wachovia. I'd go with BoA.
 
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