Bank made a mistake

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Lonyo

Lifer
Aug 10, 2002
21,938
6
81
What are the chances that they will pick up on their mistake?
I went to put £80 in my account (cash - notes), and gave it to the cashier, then she managed to put £180 as the total. It showed up in my account (I checked it online) as £180.

Is it likely they will work out there was a mistake made?
 
lozina

lozina

Lifer
Sep 10, 2001
11,711
8
81
Originally posted by: BigJ
They will pick up on it. Do not spend the money.
Click to expand...

And they will probably figure out a way to make you pay a fee for their mistake.
 
So

So

Lifer
Jul 2, 2001
25,923
17
81
Originally posted by: leftyman
Didnt you Brits get the Euro yet?
Click to expand...

Why would they? They have a real currency, not monopoly money like the EU did. ;)
 
Linflas

Linflas

Lifer
Jan 30, 2001
15,395
78
91
Originally posted by: Lonyo
What are the chances that they will pick up on their mistake?
I went to put £80 in my account (cash - notes), and gave it to the cashier, then she managed to put £180 as the total. It showed up in my account (I checked it online) as £180.

Is it likely they will work out there was a mistake made?
Click to expand...

If the deposit was all cash the teller should have been short 100 and contacted you that day. That is how it works here anyway.
 
K

krunchykrome

Lifer
Dec 28, 2003
13,413
1
0
Originally posted by: Lonyo
What are the chances that they will pick up on their mistake?
I went to put £80 in my account (cash - notes), and gave it to the cashier, then she managed to put £180 as the total. It showed up in my account (I checked it online) as £180.

Is it likely they will work out there was a mistake made?
Click to expand...

Yes, they will pick up the mistake and debit it from your account as soon as they find out,. I worked as a teller once, and I remember there was this ghetto a$$ woman who never had more than $100 to her name. The bank made an error and she ended up with $3000 in her account. The same night the error happened, her account history shows one (1) ATM balance inquiry. Within the next 2 hours, she had spent the entire $3000 at the mall in stores like Foot Locker, Gap, etc. The very next morning, the bank debited her account for the $3000 and her account ended up going into the negative by more than three grand. I believe her account was eventually closed and turned over to collections because that negative $3000 balance remained and she could never pay it off. She even had direct deposit from her job that would get swallowed by the negative balance every week. We followed the account for a month. Every Friday, a $300-$400 direct deposit would be consumed by the negative account, all while adding on $5 a day in overdrawn fees.


Quite funny if you ask me.

So, no, don't spend the money.
 
waggy

waggy

No Lifer
Dec 14, 2000
68,143
10
81
Originally posted by: krunchykrome
Originally posted by: Lonyo
What are the chances that they will pick up on their mistake?
I went to put £80 in my account (cash - notes), and gave it to the cashier, then she managed to put £180 as the total. It showed up in my account (I checked it online) as £180.

Is it likely they will work out there was a mistake made?
Click to expand...

Yes, they will pick up the mistake and debit it from your account as soon as they find out,. I worked as a teller once, and I remember there was this ghetto a$$ woman who never had more than $100 to her name. The bank made an error and she ended up with $3000 in her account. The same night the error happened, her account history shows one (1) ATM balance inquiry. Within the next 2 hours, she had spent the entire $3000 at the mall in stores like Foot Locker, Gap, etc. The very next morning, the bank debited her account for the $3000 and her account ended up going into the negative by more than three grand. I believe her account was eventually closed and turned over to collections because that negative $3000 balance remained and she could never pay it off. She even had direct deposit from her job that would get swallowed by the negative balance every week. We followed the account for a month. Every Friday, a $300-$300 direct deposit would be consumed by the negative account, all while adding on $5 a day in overdrawn fees.


Quite funny if you ask me.

So, no, don't spend the money.
Click to expand...

oh man that sucks. stupid women.


a while ago we had the bank screw up. We deposited $2k in cash. but when my wife checked it later it had a deposit of $200k! i told her i was going to go buy a new Vett =)

heh she wouldnt let me. the next day it was fixed but i did take a print out of it! LOL
 
Y

yowolabi

Diamond Member
Jun 29, 2001
4,183
2
81
The bank noticed it within 5 minutes of making the mistake. The only reason they're delaying is while they discuss a way to make you pay for it.

 
FoBoT

FoBoT

No Lifer
Apr 30, 2001
63,084
15
81
fobot.com
Originally posted by: Lonyo
What are the chances that they will pick up on their mistake?

Is it likely they will work out there was a mistake made?
Click to expand...

100%

yes, they'll figure it out when they count her drawer when they close today, it'll be fixed by tomorrow
 
Captante

Captante

Lifer
Oct 20, 2003
30,349
10,872
136
If you want to make sure you won't get some kind of fee tacked on as a result of their mistake (& have to argue to have it removed) I'd suggest making a printout of the mistake online & saving it along with the deposit slip, then calling the bank & telling them about the mistake before they contact you.
 
I

Injury

Lifer
Jul 19, 2004
13,066
2
81
Originally posted by: yowolabi
The bank noticed it within 5 minutes of making the mistake. The only reason they're delaying is while they discuss a way to make you pay for it.
Click to expand...

Funny enough, I wouldn't be surprised if the bank's systems actually are waiting to show the correction just to see if he will spend it.
 
MmmSkyscraper

MmmSkyscraper

Diamond Member
Jul 6, 2004
9,472
1
76
Originally posted by: Injury
Funny enough, I wouldn't be surprised if the bank's systems actually are waiting to show the correction just to see if he will spend it.
Click to expand...

"Now we play the waiting game... Awww, the waiting game sucks! Let's play Hungry Hungry Hippos!"
 
P

piasabird

Lifer
Feb 6, 2002
17,168
60
91
My suggestion would be that you report the problem to the bank in an effort to maintain your integrity. Honesty is usually the best approach to any business dealings with banks. They have a tendency to be able to figure this stuff out. Banks do have security cameras. I hope you realize this. Seems like they can just look at the time index and figure it out. Maybe they might not notice it, and maybe they will. My guess is that they will notice it. It might be that they are thinking of firing the teller, because of this. Do you want this on your conscience?
 
Colt45

Colt45

Lifer
Apr 18, 2001
19,720
1
0
Originally posted by: So
Originally posted by: leftyman
Didnt you Brits get the Euro yet?
Click to expand...

Why would they? They have a real currency, not monopoly money like the EU did. ;)
Click to expand...

continental europe had some solid currencies too. the Deutsche mark was pretty solid.
as good as gold in the balkans...
 
K

KarenMarie

Elite Member
Sep 20, 2003
14,372
6
81
Happened to the b/f.

The guy was behind me one line at the bank made a $5,366.00 cash deposit and it ended up in my b/f's account. It took them almost 4 months to catch it. But I did not touch it.

If I would have liked the bank manager, I would have went in and told her about it. But she was a b!tch, so I let her find it herself.

:evil:
 
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