Bank error in my favor?

[alkemyst]

File my taxes for this year, STAT!, I've got $1500 coming back but I always delay filing until late in the year, if it's not in my hands I cant spend it!...

Wow, free $1500 loan to the government. That amount of money each year could show a nice return in your own pocket.

 

[AlienCraft]

There is no such thing as a "bank error in your favor." /captain obvious.

 

[ShawnD1]

There is no such thing as a "bank error in your favor." /captain obvious.

That monopoly card would be more accurate if it said "Bank error in your favor, go directly go to jail"

 

[TerryMathews]

It was re-fi'ed in 2005, from 7.2 to 5.1%. I'm sure that the bank would include clauses to protect themselves but your (and others) notions that they would be dying to do so makes no sense, obviously I can't pay the balance in full and FL is chock full of abandoned houses from foreclosures already, the LAST thing a bank would want is yet another property to deal with. I could be facing fee's as punishment though but again, I did my part and authorized a payment, for some reason or other it wasn't debited. I guess it is kinda dumb on my part but I've got company here in that, "they may debit someone else and arrest you", yea, I think anyone would see $520 missing from a checking acct!, acting like I put another persons account and attempted fraud which I did not..

The point we are all trying to make, that you're overlooking, is you do not have leverage over the bank. Since they hold the lien, they have all the power in the relationship.

 

[AlienCraft]

That monopoly card would be more accurate if it said "Bank error in your favor, go directly go to jail"

lulz exactly

 

[Ashenor]

Screw it go bu a iPad 3!

 

[BUTCH1]

So far, so good, July's payment processed and withdrawn from my checking acct. June just shows, paid, " transaction completed", I think I'm almost home free..!

 

[rockyct]

I think the iPad is on sale this week at Target, you should definitely go buy it...

 

[OverVolt]

http://news.yahoo.com/blogs/sidesho...-away-1-5-million-accidentally-191619543.html

Ronald Page seemingly had it made when Bank of America unintentionally changed his account status, allowing the 55-year-old man to make unlimited ATM cash overdraft withdrawals...

 

[BUTCH1]

http://news.yahoo.com/blogs/sidesho...-away-1-5-million-accidentally-191619543.html

Wow, 1.5 million from ATM machines and then lost every penny gambling, what a complete idiot, I would have taken off, got a new ID and lived out my life as an unknown..

 

[BUTCH1]

Wow, free $1500 loan to the government. That amount of money each year could show a nice return in your own pocket.

That didn't pan out, turned out my wife's disability payments put us $1200 over the limit so that refund is now $189, ouch. Yes when one waits to file you are losing potential interest income but with savings account interest rates at an all time low I would have made less that $10 anyway..