I live in a townhouse complex. This morning I was going to run an errand and I came out to my car. There was noone near it. Someone between when I opened my door and started the car someone came around the corner and stopped their car directly behind mine. I looked to the left and to the right to make sure noone was coming, then took a quick glance in my rear view and proceeded to back up.
*crunch*
Who the hell does that? Some FOB asian chick decided to stop directly behind my car in a blind spot and look at a map. The only way I would have seen her is if I had turned around and looked back. In the 3 years i've lived there not once has someone been back there. Lesson learned I guess...
Anyway...
I dented her rear door pretty good, and the rear corner of my car is dented. It is just the one piece of plastic though, so I think they can just pop on a replacement. I'm more worried about what it will cost to replace her door. It was a pretty old acura. Any thoughts on that type of damage?
My question is, since i've never hit anyone before or had to file and insurance claim in 9 years of driving, what do I do if I want to just cut her a check for the repair? Is there anything official that has to happen?
I called my insurance (state farm) and filed a claim, but my deductible is $1000, so it might be easier to pay out of pocket. Do I just take her word for it as to how much the damage is going to be, or should she give me an official piece of paper stating what the repair will cost?
*crunch*
Who the hell does that? Some FOB asian chick decided to stop directly behind my car in a blind spot and look at a map. The only way I would have seen her is if I had turned around and looked back. In the 3 years i've lived there not once has someone been back there. Lesson learned I guess...
Anyway...
I dented her rear door pretty good, and the rear corner of my car is dented. It is just the one piece of plastic though, so I think they can just pop on a replacement. I'm more worried about what it will cost to replace her door. It was a pretty old acura. Any thoughts on that type of damage?
My question is, since i've never hit anyone before or had to file and insurance claim in 9 years of driving, what do I do if I want to just cut her a check for the repair? Is there anything official that has to happen?
I called my insurance (state farm) and filed a claim, but my deductible is $1000, so it might be easier to pay out of pocket. Do I just take her word for it as to how much the damage is going to be, or should she give me an official piece of paper stating what the repair will cost?