++ ATOT official NEF thread part IV ++

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Red Squirrel

No Lifer
May 24, 2003
55,610
7,425
126
www.uovalor.com
I've read a number of books written by alleged rich people and most of them say the first step and most important is attitude.
If you keep saying you will never make money it will almost certainly be true.
I despise Trump, but you have to admit he has a winners attitude.
He has a monkeys brain and a childs hands but he is definitely a winner at heart.
It's math, I make about 80k/year, 52k of which I see once taxes are taken off. Assuming I work till I'm 65 that comes up to $1,612,000, but that is not accounting for ANY living expenses or things that can come up over the years so the amount I would have to put towards a house would be much less. I only have a few hundred extra at the end of the month after all the bills (including mortgage) come out so my 165k house is going to take a good 15-20 years to pay off, can't even fathom something in the million range. I would never pay that off.

Also have to account for the fact that costs of living go up every year. By the time I'm in my 60's I'll be paying like $500/mo for most bills like hydro etc. It's why I want to be living off grid by then, less bills. This is also not accounting for savings. Once my mortgage is paid off in around 5 years from now I need to start saving more for retirement because right now all I have is my company pension, and I don't want to rely on that, it's not guarantee I'll get it. They could decide at some point to cut that out etc. That and it would be nice to actually retire BEFORE 65. I think the age is actually 67 now actually. Though sometimes they give out early retirement packages.

So yeah while I "technically" could afford a million dollar house I would be house poor - like not enough left to pay any bills, every cent I make would be going towards it and it would take most of my life to pay it off.

You pretty much need to be a millionaire to afford a million dollar house. If I wanted to put that kind of money towards a house I would also prefer something like this:


And not a standard neighborhood house with a normal size yard. I can get that here for 100-200k.
 

shortylickens

No Lifer
Jul 15, 2003
74,693
8,048
126
just to show you how bored I am, went looking for roller derby porn, there is surprisingly not much.
There is a decent amount of roller girl porn, however. Both straight and lesbian.
 

shortylickens

No Lifer
Jul 15, 2003
74,693
8,048
126
I wanted to look up a NES game I havent played in forever.
Would you believe I spelled Scheherazade correctly the first time?
I cannot spell neccesary the same way twice. Like ever. In my life.
 

Red Squirrel

No Lifer
May 24, 2003
55,610
7,425
126
www.uovalor.com
Now that it's nice out I want to do stuff but everyone needs me, so I'm not getting anything done. Kind of annoying. This is my last day off too. I probably need to start lying about the days I work just so I can get days to myself.
 

bigboxes

Lifer
Apr 6, 2002
31,031
11,083
146
Now that it's nice out I want to do stuff but everyone needs me, so I'm not getting anything done. Kind of annoying. This is my last day off too. I probably need to start lying about the days I work just so I can get days to myself.
Or set boundaries. No one can take advantage of you if you don't let them.
 

Red Squirrel

No Lifer
May 24, 2003
55,610
7,425
126
www.uovalor.com
Dump had a HUGE line up today, that was like 2 hour wait. My mom paid for me to top up my truck, so there's that. 50 bucks was enough to bring it to almost full from half way, with the cheap gas prices right now. Though it's creeping back up. It's at 99.9 cents/litre now. Was at like 70 cents for a short while.
 

bigboxes

Lifer
Apr 6, 2002
31,031
11,083
146
I want to replace my struts, but I don't have a 22mm socket or wrench. I've got a s21mm and a 23mm. I bought the larger set and for some reason it comes without a 22mm.
 

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