At what age are you too old to live with your parents?

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Chewy

Senior member
Oct 9, 1999
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I still have friends (25+) who live w/ their parents...I think it's sad, but they DO save a ton of money...not worth it IMO
 

rmrfhomeoops

Senior member
Jul 5, 2001
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It's amount of mutual acceptance between the parents and their adult-child when it's okay to live at parent's home. IMO if you have a relatively stable career then you should move out and live on your own. If you are financial hardship that you can't get out off, then it's okay to ask for temporary help from your parents. The temporary part is important. And depending on the parents-child respect for each other, living at home sometimes isn't the most comfortable situation even though financially it's easier for adult child.
Personally, I would rather struggle a little bit financially to live out on my own than live at my parent's home just because history of family problems. It's so very different for everyone.
Ideally, once you're on your career after graduating from college, you would never need to move back again.
 

Mardeth

Platinum Member
Jul 24, 2002
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Moved out at 19 (still 19 but Ill be 20 next Monday!!!). Im not financially independent thought. They pay my phone bill and some other stuff too and I get a $200 "allowance" a month. They cover for about 1/3 of my expenses...
 

Fullmetal Chocobo

Moderator<br>Distributed Computing
Moderator
May 13, 2003
13,704
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18. Doesn't matter what plans you have, blah blah blah. STFU, get a job, and get a life. Home is somewhere that you can fall back on, not that you set as a constant.
 

imported_Rad

Member
Sep 1, 2004
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My brother (27) and 1 of my sisters (33) and I (19) still live at home. It's generally accepted in most mexican homes that you CAN live at home until you get married. I really don't see how this is bad really, i mean my bro works as a mortgage something or other and makes decent money and helps pay bills around the house and has a nice car (Infinity Qx4?) and my sister is a teacher and she is getting married in november. I am in college right now, and hell, its just cheaper to live at home.
 

Fullmetal Chocobo

Moderator<br>Distributed Computing
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May 13, 2003
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Originally posted by: Rad
My brother (27) and 1 of my sisters (33) and I (19) still live at home. It's generally accepted in most mexican homes that you CAN live at home until you get married. I really don't see how this is bad really, i mean my bro works as a mortgage something or other and makes decent money and helps pay bills around the house and has a nice car (Infinity Qx4?) and my sister is a teacher and she is getting married in november. I am in college right now, and hell, its just cheaper to live at home.

The difference, for me, is if you do so by choice or not. If you choose to do so for beneficial reasons, then there is some slack allowed. But if you do so, because you don't have a choice, then that is outright pushing it.
 

stevent76

Senior member
May 10, 2001
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My parents have a basement apartment that me and my wife live in. I do it more to help them out with money. I think living with your parents is a lot easier if you have your own living space. (like kitchen and living room). It is kind of irritating from time to time but i do save 2k a month while doing it. That kinda helps me get over it :D
 

letdown427

Golden Member
Jan 3, 2006
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I'm 19 atm and living with parents. I plan to stay here for maybe a few more years, just to get up some money. I just don't see the point of being 'out on my own' for an extra couple of years just for the sake of it, and then having to spend all of my income on rent/food etc. At the moment, I'd say I put £1000 a month into savings, and then I aim to buy-to-let some smal properites in a nearby town (my mum does a lot of this already) so that when I do leave home, I have a good income set up, and money to fall back on/available when I want to get a house.

I plan to get a house ASAP, as again, renting is just giving money to a landlord, when instead youcould be putting that money into a mortgage, where it actually means something.

Also, as my parents try to go on holiday once a month, I get the house to myself a lot anyway.

I just see getting out their on my own right away as just spending money for the sake of it. It's very similar now to how it would be if I lived alone, I go to work, come home, I have all the stuff I need in my room, as I would if i was living in a crummy apartment, except now I get good meals available when my parents are home, and I get to save money instead of spend it. I've got a steady girlfriend, so it's not like I'm missing out on bringing home hundreds of ho's to my crummy one room apartment thing for some action, but admittedly, if I was single, I'd probably be a pretty sad single person for a while. I mean, bringing people home to your parents house just isn't cool. lol.

 

homestarmy

Diamond Member
Apr 16, 2004
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artwilbur.com
Originally posted by: GagHalfrunt
The age you should be out is whatever age is acceptable for both parties. For many people living with the units for a few years after college makes perfect sense. You can pay FAR less for rent and the parents can charge a few bucks and make more than they would off an empty room. Live at home and pay $200 a month rent instead of $700 a month. You're saving $6000 a year while the parents are making $2400 a year. At the end of 4 years your parents are $10,000 richer and you have $25,000 more as a down payment on a house. So you either get a much nicer place, a nice house sooner, a much smaller mortgage or all three.

Unless in that time the property values go up 50%.

Which is why I'm glad I did what I did. I did a year at CC. Moved out fully self-sustaining at 19. By 21 (still in university) bought my own house. Two years later house is worth 150% of what I bought it for.

Live at home past 20? L O S E R!
 

T3C

Diamond Member
Jun 3, 2003
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Moved out when I was 18. I think that 18-19 Is the cutoff. Time to get out and sink or swim.
 

Scarpozzi

Lifer
Jun 13, 2000
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1 week from turning 18 and I moved out to go to college. I moved back home for 3 months when I was 18 to work for the summer...but haven't been back since. At 24, I bought my first house....25, I'm getting married and hopefully by 26 or 27, I'll be able to move back to my hometown.

I can see merit in living with your parents if you aren't attending college and are actually working and saving up money to buy a place. Housing is definitely a major expense and you, living with your parents, don't present that much extra financial burden on them....I'm sure they don't mind having you around either unless you're an ass. Just remember, when you turn 30 if you're still living there, you better have a life and your parents better have health probs that require you to be there....otherwise, that's just lame and pathetic.
 

EatSpam

Diamond Member
May 1, 2005
6,423
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Originally posted by: Naustica
Different cultures have different views on this although the U.S. is slowly mirroring the rest of the world. Over 30+ and still living with parents are lot higher than you think and increasing in the US.

And not because they want to, certainly. :)
 

Azurik

Platinum Member
Jan 23, 2002
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Originally posted by: homestarmy
Originally posted by: GagHalfrunt
The age you should be out is whatever age is acceptable for both parties. For many people living with the units for a few years after college makes perfect sense. You can pay FAR less for rent and the parents can charge a few bucks and make more than they would off an empty room. Live at home and pay $200 a month rent instead of $700 a month. You're saving $6000 a year while the parents are making $2400 a year. At the end of 4 years your parents are $10,000 richer and you have $25,000 more as a down payment on a house. So you either get a much nicer place, a nice house sooner, a much smaller mortgage or all three.

Unless in that time the property values go up 50%.

Which is why I'm glad I did what I did. I did a year at CC. Moved out fully self-sustaining at 19. By 21 (still in university) bought my own house. Two years later house is worth 150% of what I bought it for.

Live at home past 20? L O S E R!

You're an idiot. House appreciation on average is like 3-4% annually. You got lucky we were in a housing boom... and besides, house equity means nothing. You sell that for 150% of what you paid, but guess what the other houses in the area have done since then? Gone up by perhaps just as much.

BTW, you want to be the next mini-Donald Trump? Wait for the rates on ARM mortgages to go up, everyone will start to default.
 

QurazyQuisp

Platinum Member
Feb 5, 2003
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Right now, I'm in college and living in the dorms. I will be back at home for about 2 weeks this summer, then gone the rest. Other then a few weeks in the summer and winterbreak, I doubt I'll ever be living at home for an extended period of time again.
 

thomsbrain

Lifer
Dec 4, 2001
18,148
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I have a friend who is 22 and lives with his family even though he has a degree and a straight job. He can never understand why the rest of us can't afford to throw our money around. I'm sure it can't help him in the gf department. I would be ashamed to say I lived with my folks if I was out of school, even though I love my parents very much and they didn't make living there a hassle when I was younger.
 

PELarson

Platinum Member
Mar 27, 2001
2,289
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Originally posted by: BurnItDwn
I think it depends largely on the situation.
Sometimes one has to sacrifice some of their own personal freedoms in order to do what they know to be right.

What about single parents with low income? What if the son/daughter lives at home to help support his single parent (rent payments) in addition to saving some of his/her surplus income for a house? That was my situation until I turned 24 years old. I moved out after my mom had payed down her debts enough to live on her own. (It's been about 2 years since I've bought my townhouse.)

I do believe that by the 18th birthday, the son/daughter should pay rent (even if they are in school, perhaps just $100 per month, or discounts for good grades in school, etc) and work at least 20 hours per week (to get a feel for what real life is like.)

Now adult age people who live at home, just to be freeloaders, I do have a major problem with. That type of behaviour disgusts me.

BINGO! Well articulated.

 

pontifex

Lifer
Dec 5, 2000
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like we needed another one of these after the last 5 that were posted in the past month
 

Dr. Detroit

Diamond Member
Sep 25, 2004
8,561
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I'm a big fan of within 3-months of HS graduation. Those that live at home while in College are no better, get out of the damn house and stop suckling on your parents titties.
College is where you meet people and grow up. Living at home nets about 75% less life experience points.

College is no excuse, get a part time job, socialize, apply for financial aid, get some student loans.

If your lving at home after 22, your obviously still a virgin, and enjoy keeping your parents in debt while you leech of off them. Well that or asian...........