Originally posted by: TheStu
Originally posted by: Tyranicus
Originally posted by: dclive
It's all a managed risk, and the OP has to do what he can live with, but chances are the extra year AppleCare actually gives him (please re-read what I wrote; Mastercard/Vista will double your warranty anyway...AppleCare only gives an ADDITIONAL one year...) will be profit straight into Apple's pockets.
That assumes he bought the machine with a credit card.
No, that assumes that he bought it with a credit card that offers the warranty extension. I for example have a Visa Debit Card, I can use it as a Visa Credit Card, but it ultimately gets extracted from my bank account. So, in my case, even when I had my older bank account that did have a Mastercard, i would not have been covered.
All I can say is everyone should get a gold or platinum credit card. To use a card that doesn't give this benefit level, to me, seems untoward given the benefits - essentially it's worth 1/2 the value of the AppleCare - but for every single item one buys, rather than a qty:1 benefit.
For example, Mastercard:
http://www.mastercard.com/us/p...etobenefits/index.html
...
"Gold MasterCard® & Platinum MasterCard® Benefits:"
...
"# Shop & Go - Includes Baggage Delay Coverage, Extended Warranty Coverage, Hotel/Motel Burglary Coverage, Lost or Damaged Luggage Coverage, Purchase Assurance Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service
# Smart Shopper - Includes Extended Warranty, Purchase Assurance Coverage, Satisfaction Guarantee Coverage, Master RoadAssist Service, Travel Assistance Services, and MasterCard Global Service "
The "Extended Warranty Coverage" is the deal I'm speaking of.
http://www.mastercard.com/card..._smartshopper_2005.pdf is the current (as best I can tell) guide. Basically no limit except/up to the value of the good purchased.
I just picked up the phone when my HP laptop had a hinge problem, started a case, got my HP laptop fixed ($313 for new MB, new hinges, new case, new video card) by HP, and I await my check.
At the moment I can't find Visa's offers, but they're usually similar.