Anyone used Mint.com

[FP]

Looks very cool but I am nervous about supplying all of my financial usernames and passwords to one site. They claim they don't store any of that info and use a third-party (Yodlee) company that stores all of your info.

Security faq

 

[shocksyde]

I use Yodlee.com.

 

[FP]

Originally posted by: shocksyde
I use Yodlee.com.

That is the 3rd party company that keeps all of your account usernames/passwords private for Mint.com. They aggregate all the data and provide it to Mint.com.

How do you like Yodlee.com?

 

[Leros]

I'd rather pay for software that sits on my computer and does the same thing. I'm not giving my passwords to a website. Imagine how many hackers must be trying to get into that.

 

[FP]

Originally posted by: Leros
I'd rather pay for software that sits on my computer and does the same thing. I'm not giving my passwords to a website. Imagine how many hackers must be trying to get into that.

Their site doesn't house any personal information of yours other than an e-mail address and your password to their site. They use a third party to gather all of your financial info. It is the same third party used by Quicken.

There really isn't any difference between Quicken and Mint.com in terms of the way they handle your passwords.

I was just wondering if anyone had used them and if they liked it.

 

[alfa147x]

i did for a while, but decided i didnt need it b\c i just didint feel like handing numbers over

 

[shocksyde]

Yodlee has been great for me, mostly because it keeps tabs of when all my bills are due for me. It's great for a one-stop bill solution.

I'm not paranoid like some of these people, but I guess there is good reason to be slightly cautious. All of my cards have fraud protection, though.

 

[FP]

Where do you set up your Yodlee account? I can't find any place on their site to do it.

 

[QED]

Originally posted by: binister
Where do you set up your Yodlee account? I can't find any place on their site to do it.

You can't. They are a service provider that targets financial institutions, and AFAIK they do not provide their services directly to consumers.

Yodlee's technology was used by BoA for quite some time and I loved it-- being able to see all of your accounts at once was a real time saver. For reasons unknown, though, BoA stopped offering the service a couple years ago.

For those of you worried about security, I would be cautious as with anything but not too overly concerned. I've worked off and on in the financial industry as a systems and security architect, and Yodlee's security standards are some of the strongest I've seen in the industry. Even if someone were able to break into Yodlee's systems, there would be almost nothing of value to steal since your bank account login information is encrypted twice-- once using your Yodlee-provider password, and then again using a private key specific to your financial institution.

 

[Wonderful Pork]

Originally posted by: QED

Originally posted by: binister
Where do you set up your Yodlee account? I can't find any place on their site to do it.

You can't. They are a service provider that targets financial institutions, and AFAIK they do not provide their services directly to consumers.

Yodlee's technology was used by BoA for quite some time and I loved it-- being able to see all of your accounts at once was a real time saver. For reasons unknown, though, BoA stopped offering the service a couple years ago.

For those of you worried about security, I would be cautious as with anything but not too overly concerned. I've worked off and on in the financial industry as a systems and security architect, and Yodlee's security standards are some of the strongest I've seen in the industry. Even if someone were able to break into Yodlee's systems, there would be almost nothing of value to steal since your bank account login information is encrypted twice-- once using your Yodlee-provider password, and then again using a private key specific to your financial institution.

what concerns me about using Mint (or Yodlee) is if something were to happen, would any insurance I have be voided because I gave out my password to Yodlee or Mint?

I use card and bank specific websites to view my balance, etc but I'm not sure if using Mint equates to me freely handing out my personal passwords thus removing their liability if something should go wrong.

 

[Goosemaster]

Gonna try mint soon as well. Trying the free trial of Quicken and am not really inspired or anything.

Too bad I can't find a list of banks that work with mint