Does gm have different sections? My company has that program for Nissan. I qualify for part D. So its 2.7% off invoice price but they add a 2.5% dealer BS delivery fee plus a 600 dollar Dealer fee. The vpp program is selling the car at invoice plus all fees and taxes out the door. I've found better prices online listed though so I think its worth it if the car you want has to be ordered.
We can't order, we must buy off the lot. There are no tiers for us. It's one fixed price. They do have the employee discount and the supplier discount though which is less. They're tacking on whatever fee(s) they can get away with plus trying to sell me a bunch of bullshit protection this and that stuff which is really absurd because we lease all of our cars.
They are because after all the fees they add back in, they only sell it to you for about $150 off invoice price. They get the money back from the company. I've found better prices searching the dealer's online inventory, for example for a 2015 altima S, I found it for $19,300 vs using Vpp and paying about 21k + taxes and other fees.
Ah yes, I remember now. A-plan is for Ford employee's. I had never heard of X-plan. GM just calls them employee pricing and supplier pricing. Hell, they actually advertise 'employee pricing for all' around here. Not all the time but several times a year they do. That factored into my wondering. I can only guess GM OK's it to help reduce inventory.
Is this a lease? Most 0% financing offers I see are for leases. If I could lease a car I'd get something very nice but I drive way too much to work and back plus additional mileage. That percentage would mean you need a credit score of close to 800+ most of the time.
Last I checked I had a 749 so I'm going to look around for these low apr deals. I just can't lease and if you are not leasing the Apr is usually higher.
