Anyone use online bill paying service that allows funding from credit card?

[LiQiCE]

I had a CitiBank Mastercard that I got when I was in college. MBNA and Citibank were the two I chose ... I started receiving weird charges on my CitiBank card for $50 for a Flower and Potting subscription or something ... and I called to find out why. They told me that they sent me a mailing with my bill that I needed to checkoff and return to them to say I did NOT want the subscription. Since I didn't respond, they charged me for it! I signed up for a Credit Card not Columbia House. I dropped the card after that and have never gone near a CitiBank card. Still use my MBNA Visa as my main credit card though!

 

[alphatarget1]

can't you pay bills with credit card's convenience checks? i mean, it does have financial charges and all...

 

Amex Bill Pay lets you pay bills to ANYONE directly with your Amex credit card. The miles/points/whatever aren't that great with Amex, but you can DEFINITELY do it with just a CREDIT CARD, not a bank account.

http://www66.americanexpress.com/cards/Fmacfservlet?csi=67/10520/b/3/2464186532/24615110015/0/n?BlueCash=Benefit_Listing

 

Originally posted by: alphatarget1
can't you pay bills with credit card's convenience checks? i mean, it does have financial charges and all...

BAD idea. With most of those, interest starts accruing the moment the checks are cashed by your biller. That obliterates any visible benefit of paying bills with your card.

 

[rnmcd]

Originally posted by: jumpr
Amex Bill Pay lets you pay bills to ANYONE directly with your Amex credit card. The miles/points/whatever aren't that great with Amex, but you can DEFINITELY do it with just a CREDIT CARD, not a bank account.

http://www66.americanexpress.com/cards/Fmacfservlet?csi=67/10520/b/3/2464186532/24615110015/0/n?BlueCash=Benefit_Listing

That was ALMOST exactly what I was looking for until I found out that the payee must accept American Express...none of my utility companies accept American Express.

 

[cjsh]

Originally posted by: alphatarget1
can't you pay bills with credit card's convenience checks? i mean, it does have financial charges and all...

CapitalOne sends me at least 5 conv. checks every month. I used them all the time. but they don't give you rebate nor extra mileage with thses checks. sometimes I use this check for my mortgage and even pay other credit cards.

 

[rnmcd]

Originally posted by: cjsh

Originally posted by: alphatarget1
can't you pay bills with credit card's convenience checks? i mean, it does have financial charges and all...

CapitalOne sends me at least 5 conv. checks every month. I used them all the time. but they don't give you rebate nor extra mileage with thses checks. sometimes I use this check for my mortgage and even pay other credit cards.

Don't they nail you with a finance charge for using convenience checks?

 

[yoda291]

Originally posted by: rnmcd

Originally posted by: cjsh

Originally posted by: alphatarget1
can't you pay bills with credit card's convenience checks? i mean, it does have financial charges and all...

CapitalOne sends me at least 5 conv. checks every month. I used them all the time. but they don't give you rebate nor extra mileage with thses checks. sometimes I use this check for my mortgage and even pay other credit cards.

Don't they nail you with a finance charge for using convenience checks?

Also, shouldn't you be doing balance transfers instead and save the money for a stamp?

 

[cjsh]

Originally posted by: rnmcd

Originally posted by: cjsh

CapitalOne sends me at least 5 conv. checks every month. I used them all the time. but they don't give you rebate nor extra mileage with thses checks. sometimes I use this check for my mortgage and even pay other credit cards.

Don't they nail you with a finance charge for using convenience checks?

it is called purchase check. these checks are treated as purchase, so no transaction fee/cash advance fee, just like you write your own check except from CapitalOne credit card balance.

 

[rnmcd]

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[rnmcd]

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[rnmcd]

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[rnmcd]

some customer service people are dorks...it takes 6 phone transfers and 45 minutes of on hold to tell me that they "don't think" you can online bill pay with their credit card.

 

[rnmcd]

Originally posted by: rnmcd
I spoke with a Citibank representative and he practically laughed at me when I asked him if I could use Bill Manager to pay bills funded by a Citibank credit card. He directed me to the same site RossMAN did:

http://www.citibank.com/us/cards/tour/cb/bm.htm

and the second bulleted item specifically states:

" Make your online bill payment from a checking or savings account"


Does anyone know of any online bill paying services that allow payment funded from a credit card?

The places I have checked and have been told "no" are:

Citibank
Chase
E*trade
Yahoo
<EDIT> add USBank to the list

Thanks.

 

[rnmcd]

anyone have anymore suggestions?

 

[rnmcd]

Q]Originally posted by: rnmcd The places I have checked and have been told "no" are:

Citibank
Chase
E*trade
Yahoo


<EDIT> add USBank to the list
<EDIT> Also add American Express to the list

Thanks.[/quote]

 

[abc]

Originally posted by: RossMAN
CitiBank offers Bill Manager which allows me to pay ANYONE with my cc, even my next door neighbor.

$4.95 Standard Plan ? Receive and pay up to 6 transactions/month*
$9.95 Premium Plan ? Receive and pay up to 24 transactions/month*

Disclosures
*Receiving a bill and issuing a payment are considered separate transactions. 50 cents for each additional transaction over the included number of monthly transactions.

so..... we can put our mortgage payments on cc????

 

[kami333]

Originally posted by: LiQiCE
I had a CitiBank Mastercard that I got when I was in college. MBNA and Citibank were the two I chose ... I started receiving weird charges on my CitiBank card for $50 for a Flower and Potting subscription or something ... and I called to find out why. They told me that they sent me a mailing with my bill that I needed to checkoff and return to them to say I did NOT want the subscription. Since I didn't respond, they charged me for it! I signed up for a Credit Card not Columbia House. I dropped the card after that and have never gone near a CitiBank card. Still use my MBNA Visa as my main credit card though!

MBNA did the same thing to me though, they were sending me Sports Illustrated for a while then sent me a bill for it. I called them up about it and they took it the charge off my account.

 

[rnmcd]

Originally posted by: abc

Originally posted by: RossMAN
CitiBank offers Bill Manager which allows me to pay ANYONE with my cc, even my next door neighbor.

$4.95 Standard Plan ? Receive and pay up to 6 transactions/month*
$9.95 Premium Plan ? Receive and pay up to 24 transactions/month*

Disclosures
*Receiving a bill and issuing a payment are considered separate transactions. 50 cents for each additional transaction over the included number of monthly transactions.

so..... we can put our mortgage payments on cc????

I haven't found any cc that will allow that.

 

[abc]

how about this one:

http://www.citibank.com/us/cards/cardserv/homerebate/index.htm

 

[rnmcd]

Originally posted by: abc
how about this one:

http://www.citibank.com/us/cards/cardserv/homerebate/index.htm

I don't see that it lets you pay all bills with a credit card.

I copied this directly from citibank site:


? Get an email notification when your bills arrive.
? Make your online bill payment from
a checking or savings account.
? Set up automatic bill payment for recurring bills.

 

[abc]

Originally posted by: rnmcd
<blockquote>Quote
Originally posted by: jumpr
Amex Bill Pay lets you pay bills to ANYONE directly with your Amex credit card. The miles/points/whatever aren't that great with Amex, but you can DEFINITELY do it with just a CREDIT CARD, not a bank account.

<a target=new class=ftalternatingbarlinklarge href="</blockquote>">http://www66.americanexpress.com/cards/Fmacfservlet?csi=67/10520/b/3/2464186532/24615110015/0/n?BlueCash=Benefit_Listing">[url]http://www66.americanexpress.com/cards/Fmacfservlet?csi=67/10520/b/3/2464186532/24615110015/0/n?BlueCash=Benefit_Listing</a>[/Q[/url]

That was ALMOST exactly what I was looking for until I found out that the payee must accept American Express...none of my utility companies accept American Express.

what you mean pay bills to ANYONE directly... do you use this card?? based on the link and the wording, you may think so... but when you get their card, this feature you see is only for reoccuring payments, and they have a scroll downlist of companies / merchants for which people tend to have reoccuring payments for...

but no banks are on the list... say for paying a mortgage...

 

[rnmcd]

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[AccruedExpenditure]

My bills from Comcast, Cingular, PG and E, SBC, and Netflix all get routed to my CC where I pay them off at once and earn rewards points at the same time. For free.

 

[Mill]

MBNA is currently allowing me to pay any bill I want with my CC. I've been able to pay my Target Bill, Gas, Power, Water, and even my Auto Loan.

The DOWNSIDE is that most if not all of those transactions do NOT accrue points because they are considered out of network purchases. Supposedly there are some that are in network. However, I've been using regular company websites to pay for everything except a few things -- simply hoping that it will be in-network then. Who knows! I'd love to find a CC that allows me to do this.