Anyone use mycreditkeeper.com?

[blurredvision]

This is a legit site, recommended by my credit card bank. Looks to be $9.95/month, with the first month free as a trial. I can get my complete credit report and scores (which is what I want), and be kept up to date with changes. I will be looking into purchasing a home very soon, and I need to know where I stand.

I can always try the free month, but was wondering if anyone else has used this service, and wanted to know what you thought. Or, is there any other services out there similar to this one in services and price that you really, really like?

Thanks guys.

 

[Kelemvor]

You can get the credit reports from the actual companies for less than that. Usually for free once a year or so in most states. WHy pay $60/yr for someone to do it for you?

 

[blurredvision]

Originally posted by: FrankyJunior
You can get the credit reports from the actual companies for less than that. Usually for free once a year or so in most states. WHy pay $60/yr for someone to do it for you?

It's the scores I'm looking for in addition to the report. Plus, I find it helpful to just pay a monthly fee and have unlimited access to my scores from the "big 3". I'll be able to see them change instead of having to pay 3 different sites each time I want an update to my score. I want constant access to my scores over the coming months.

 

[blurredvision]

bump

 

[g8wayrebel]

It is a federal mandate that everyone be able to get credit reports and FICA scores free once per year.
Monitoring your monthly statements from there should be good and not cost you a dime.

 

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Originally posted by: g8wayrebel
It is a federal mandate that everyone be able to get credit reports and FICA scores free once per year.
Monitoring your monthly statements from there should be good and not cost you a dime.

Where can you obtain your FICA scores for free? I know of the government website to obtain your credit report (which I did back in Jan), but it was my understanding that you couldn't obtain scores there.

Thanks.

 

[neovan]

www.myfico.com