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Anyone under 25 own a $20,000+ vehicle?

$132.29/month on a $30,000 VW Passat (see sig)

Im 20 and live in FL
 
You may want to make your thread title more descriptive and ask people for the following:

1) Their marital status
2) Gender (M or F)
3) If they have had a clean driving record for the past 3 years?
4) What kind of car? Sports cars = higher insurance premiums
5) Some insurance companies (like my American Family Insurance) offer discounts if you have good credit and if you qualify.
 
I was paying $60 a month on a $25,000 SUV w/ 4WD. I was only 22 at the time. No tickets, no accidents, multiple car discount with my g/f.

Location is a HUGE factor.

I'm in Iowa, and collision rates here are virtually non-existant(in ratio to other states...except maybe North Dakota 😉)
 
1) Single
2) M, 19
3) no... 2 speeding tickets
4) Mid-sized family sedan, nissan maxima
5) allstate, parents' home insurance, but will be moving to progressive
 


<< You may want to make your thread title more descriptive and ask people for the following:

1) Their marital status
2) Gender (M or F)
3) If they have had a clean driving record for the past 3 years?
4) What kind of car? Sports cars = higher insurance premiums
5) Some insurance companies (like my American Family Insurance) offer discounts if you have good credit and if you qualify. >>




Well, basically I'm looking for people similar to me: 21 years old, reasonbly clean record (one no seat-belt ticket). It just pisses me off that I can afford a really nice car, but insurance is trying to screw me over.
 


<< Hey aphexII, what do you do for a living? Nice car btw. >>



Im a student, but i have my own computer business as well for money.

EDIT: Thanks, i love her... shes my baby 🙂
 


<< It just pisses me off that I can afford a really nice car, but insurance is trying to screw me over. >>


Then you cannot afford a really nice car.

This reminds me of what happens to most people who win the lottery - they go bankrupt. Why? They thought they could afford a really nice house and paid cash for it. When it came time to pay to heat/AC/property taxes/maintanence/clean they had no money left. Moral of the story - they couldn't really afford the house.
 
Portland, OR
22
M
Single
Subaru Impreza WRX sedan on parent's policy... I think it's a $250 deductible?
Clean driving record
$140/mo ~ $1700/yr

 
Brea, CA (Orange County)
M/23
Lexus IS300
Lease
~$1400/year
1 pt on record (speeding)
$250/$500 (col) deductible
my own policy through 21st century.

-geoff

 


<<

<< It just pisses me off that I can afford a really nice car, but insurance is trying to screw me over. >>


Then you cannot afford a really nice car.

This reminds me of what happens to most people who win the lottery - they go bankrupt. Why? They thought they could afford a really nice house and paid cash for it. When it came time to pay to heat/AC/property taxes/maintanence/clean they had no money left. Moral of the story - they couldn't really afford the house. >>




Well, here's the deal: I can afford to pay up to $800 a month on lease/loan + insurance. However, instead of paying 600 for the car and 200 for insurance (which would give me a pretty sweet ride), I'm limited to $400 car and $400 insurance. And that isn't even a sports car. Just for comparison, my father is paying $500 on car payments and $100 insurance. Either way, I'm looking around in hopes of finding something better.
 
Portland, Oregon
Married Male
27 years old
Clean driving record with no violations/tickets in the past 3 years
American Family insurance
1994 Toyota Corolla

$69/month for FULL COVERAGE (comprehensive & collision) insurance with American Family Insurance.
 


<< I decided to buy a house instead. I think the insurance on it is around $360 a year 😀 >>


LOL.. same here. But I am paying $450 a year on mine 🙁
 
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