Anyone under 25 own a $20,000+ vehicle?

[Argo]

Could you please tell me how much you're paying for your insurance....

 

[Hammer]

$138/month. That's for 300/500k coverage.

Edit: on a $35k BMW 323i

 

[Mill]

4600 every 6 months

 

[Argo]

Oops, forgot to ask -- what car?

 

[aphex]

$132.29/month on a $30,000 VW Passat (see sig)

Im 20 and live in FL

 

[b0mbrman]

<< 4600 every 6 months >>


Dang...why so much?

 

[phatcow]

im paying 1700 bucks on a car worth 21000 kbb currently.

 

[RossMAN]

You may want to make your thread title more descriptive and ask people for the following:

1) Their marital status
2) Gender (M or F)
3) If they have had a clean driving record for the past 3 years?
4) What kind of car? Sports cars = higher insurance premiums
5) Some insurance companies (like my American Family Insurance) offer discounts if you have good credit and if you qualify.

 

[vi edit]

I was paying $60 a month on a $25,000 SUV w/ 4WD. I was only 22 at the time. No tickets, no accidents, multiple car discount with my g/f.

Location is a HUGE factor.

I'm in Iowa, and collision rates here are virtually non-existant(in ratio to other states...except maybe North Dakota )

 

[Nocturnal]

Anand does, ask him!

 

[Nocturnal]

Hey aphexII, what do you do for a living? Nice car btw.

 

[phatcow]

1) Single
2) M, 19
3) no... 2 speeding tickets
4) Mid-sized family sedan, nissan maxima
5) allstate, parents' home insurance, but will be moving to progressive

 

[Argo]

<< You may want to make your thread title more descriptive and ask people for the following:

1) Their marital status
2) Gender (M or F)
3) If they have had a clean driving record for the past 3 years?
4) What kind of car? Sports cars = higher insurance premiums
5) Some insurance companies (like my American Family Insurance) offer discounts if you have good credit and if you qualify. >>




Well, basically I'm looking for people similar to me: 21 years old, reasonbly clean record (one no seat-belt ticket). It just pisses me off that I can afford a really nice car, but insurance is trying to screw me over.

 

[aphex]

<< Hey aphexII, what do you do for a living? Nice car btw. >>



Im a student, but i have my own computer business as well for money.

EDIT: Thanks, i love her... shes my baby

 

[CtK]

single male

2K2 BMW 325Ci
lease

$1300 per year full coverage
$250 deductible

 

[dullard]

<< It just pisses me off that I can afford a really nice car, but insurance is trying to screw me over. >>


Then you cannot afford a really nice car.

This reminds me of what happens to most people who win the lottery - they go bankrupt. Why? They thought they could afford a really nice house and paid cash for it. When it came time to pay to heat/AC/property taxes/maintanence/clean they had no money left. Moral of the story - they couldn't really afford the house.

 

[Turkey]

Portland, OR
22
M
Single
Subaru Impreza WRX sedan on parent's policy... I think it's a $250 deductible?
Clean driving record
$140/mo ~ $1700/yr

 

[ggavinmoss]

Brea, CA (Orange County)
M/23
Lexus IS300
Lease
~$1400/year
1 pt on record (speeding)
$250/$500 (col) deductible
my own policy through 21st century.

-geoff

 

[nord1899]

$1625 every 6 months on a 97 Acura CL 3.0 and I am on Long Island

 

[Argo]

<<

<< It just pisses me off that I can afford a really nice car, but insurance is trying to screw me over. >>


Then you cannot afford a really nice car.

This reminds me of what happens to most people who win the lottery - they go bankrupt. Why? They thought they could afford a really nice house and paid cash for it. When it came time to pay to heat/AC/property taxes/maintanence/clean they had no money left. Moral of the story - they couldn't really afford the house. >>




Well, here's the deal: I can afford to pay up to $800 a month on lease/loan + insurance. However, instead of paying 600 for the car and 200 for insurance (which would give me a pretty sweet ride), I'm limited to $400 car and $400 insurance. And that isn't even a sports car. Just for comparison, my father is paying $500 on car payments and $100 insurance. Either way, I'm looking around in hopes of finding something better.

 

[RossMAN]

Portland, Oregon
Married Male
27 years old
Clean driving record with no violations/tickets in the past 3 years
American Family insurance
1994 Toyota Corolla

$69/month for FULL COVERAGE (comprehensive & collision) insurance with American Family Insurance.

 

[thedarkwolf]

I decided to buy a house instead. I think the insurance on it is around $360 a year

 

[toant103]

4600 every 6 months


are u like 16?

 

[rival]

wow, some of you rake it in...
i pay $90 a month for a '81 ford f250 4x4 and im 20

 

[kt]

<< I decided to buy a house instead. I think the insurance on it is around $360 a year >>


LOL.. same here. But I am paying $450 a year on mine