Anyone Here Used Amazon Visa For Financing?

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Dec 10, 2005
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The correct way to do this is to put $150 a month into your bank account. Wait until you have $1800, THEN buy it with that money. Any other method of buying a $1800 laptop will keep you poor.

Or, alternatively, don't buy a $1800 laptop.
Also, if you want to game, $1000 towards a desktop setup would probably be money better spent than to dump more of it into a laptop of equal capability.
 

dullard

Elite Member
May 21, 2001
25,820
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Also, if you want to game, $1000 towards a desktop setup would probably be money better spent than to dump more of it into a laptop of equal capability.
That is completely true. Much better performance for almost half the price (especially since that laptop is now $2179, not $1800). But, as pete6032 said, the OP only wants a laptop. That said, a laptop with a 4080 probably has just over an hour of game time on the battery, so it is essentially a desktop anyways.
 
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sdifox

No Lifer
Sep 30, 2005
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Op wants a powerful GPU, but is unwilling to give it enough power to get the performance he pays for...
 
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Gizmo j

Golden Member
Nov 9, 2013
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I just finished my appointment at the chase bank, the guy walked me through the application but I was denied due to not being employed, but the dude said I just need to fax over my benefits letter from social security and he said I should be approved then.

Im not sure if the library near me has a fax, but if they don't the guy said I can return to the bank and he'll fax it for me.
 
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WelshBloke

Lifer
Jan 12, 2005
32,550
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I just finished my appointment at the chase bank, the guy walked me through the application but I was denied due to not being employed, but the dude said I just need to fax over my benefits letter from social security and he said I should be approved then.

Im not sure if the library near me has a fax, but if they don't the guy said I can return to the bank and he'll fax it for me.
I don't want to be a buzz kill but that rule is to stop you getting into a ton of debt that you can't get out of. I'd strongly suggest that you don't go into debt for a laptop.
 

Red Squirrel

No Lifer
May 24, 2003
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www.anyf.ca
Yeah don't finance anything when you don't have a job. If you don't have the money now, then you won't in a week or month from now, either.
 

pete6032

Diamond Member
Dec 3, 2010
7,979
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I just finished my appointment at the chase bank, the guy walked me through the application but I was denied due to not being employed, but the dude said I just need to fax over my benefits letter from social security and he said I should be approved then.

Im not sure if the library near me has a fax, but if they don't the guy said I can return to the bank and he'll fax it for me.
Aren't you working in construction?
 

IronWing

No Lifer
Jul 20, 2001
72,215
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As I understand your situation, you are currently getting by financially with what you have. Would that be still true if you had a debt to pay?

When I was in grad school, I had no money but I wasn’t poor. Then I bought a car and I was poor. Don’t let a laptop destabilize your financial situation.
 

Pohemi

Lifer
Oct 2, 2004
10,808
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With the obvious excess of logic and comprehension involved, I think all those 'classes' will lead to is being a jobsite cleanup gopher. :oops:
 

RossMAN

Grand Nagus
Feb 24, 2000
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It's been a while since I've spent a significant amount of time here. Is the OP trolling us? I'm bored so I'll play along.

Have you also considered a Best Buy credit card offered by Citibank? You do not have to have a Best Buy account, Best Buy checking account, Citibank checking account, etc. The benefits of a Best Buy credit card are their rewards, 0% financing up to 24 months, no annual fee, etc. Amazon has a larger selection of laptops but this gives you another choice and most likely it will be new with a standard 1 year manufacturer's warranty. No you cannot combine the 10% rewards and 0% financing offer, it's one or the other..


Assuming you apply, are approved and they're offering 0% for 24 months; on a $2000 laptop you could pay $83.33 per month or more and pay it off sooner. If you were to pay $150 a month it would be paid off early in 13 1/3 months, the laptop would probably lose 40-50% in value and you'd still be posting interesting questions like this. In a weird way you're keeping ATOT live, perhaps they should pay you???
 
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