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Anyone Here Used Amazon Visa For Financing? (I Got The Card!)

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dullard said:
The correct way to do this is to put $150 a month into your bank account. Wait until you have $1800, THEN buy it with that money. Any other method of buying a $1800 laptop will keep you poor.

Or, alternatively, don't buy a $1800 laptop.
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Also, if you want to game, $1000 towards a desktop setup would probably be money better spent than to dump more of it into a laptop of equal capability.
 
Brainonska511 said:
Also, if you want to game, $1000 towards a desktop setup would probably be money better spent than to dump more of it into a laptop of equal capability.
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That is completely true. Much better performance for almost half the price (especially since that laptop is now $2179, not $1800). But, as pete6032 said, the OP only wants a laptop. That said, a laptop with a 4080 probably has just over an hour of game time on the battery, so it is essentially a desktop anyways.
 
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I just finished my appointment at the chase bank, the guy walked me through the application but I was denied due to not being employed, but the dude said I just need to fax over my benefits letter from social security and he said I should be approved then.

Im not sure if the library near me has a fax, but if they don't the guy said I can return to the bank and he'll fax it for me.
 
Gizmo j said:
I just finished my appointment at the chase bank, the guy walked me through the application but I was denied due to not being employed, but the dude said I just need to fax over my benefits letter from social security and he said I should be approved then.

Im not sure if the library near me has a fax, but if they don't the guy said I can return to the bank and he'll fax it for me.
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I don't want to be a buzz kill but that rule is to stop you getting into a ton of debt that you can't get out of. I'd strongly suggest that you don't go into debt for a laptop.
 
Yeah don't finance anything when you don't have a job. If you don't have the money now, then you won't in a week or month from now, either.
 
Gizmo j said:
I just finished my appointment at the chase bank, the guy walked me through the application but I was denied due to not being employed, but the dude said I just need to fax over my benefits letter from social security and he said I should be approved then.

Im not sure if the library near me has a fax, but if they don't the guy said I can return to the bank and he'll fax it for me.
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Aren't you working in construction?
 
As I understand your situation, you are currently getting by financially with what you have. Would that be still true if you had a debt to pay?

When I was in grad school, I had no money but I wasn’t poor. Then I bought a car and I was poor. Don’t let a laptop destabilize your financial situation.
 
With the obvious excess of logic and comprehension involved, I think all those 'classes' will lead to is being a jobsite cleanup gopher. 😳
 
It's been a while since I've spent a significant amount of time here. Is the OP trolling us? I'm bored so I'll play along.

Have you also considered a Best Buy credit card offered by Citibank? You do not have to have a Best Buy account, Best Buy checking account, Citibank checking account, etc. The benefits of a Best Buy credit card are their rewards, 0% financing up to 24 months, no annual fee, etc. Amazon has a larger selection of laptops but this gives you another choice and most likely it will be new with a standard 1 year manufacturer's warranty. No you cannot combine the 10% rewards and 0% financing offer, it's one or the other..


Assuming you apply, are approved and they're offering 0% for 24 months; on a $2000 laptop you could pay $83.33 per month or more and pay it off sooner. If you were to pay $150 a month it would be paid off early in 13 1/3 months, the laptop would probably lose 40-50% in value and you'd still be posting interesting questions like this. In a weird way you're keeping ATOT live, perhaps they should pay you???
 
Edit: I got approved for the card! They said it should be delivered in 7 business days. 😁


I was looking at laptops with either 'RTX 5070ti' or 'RTX 4080' GPU due to them being the cheapest laptop GPUs with Ps5Pro performance.

​

This Thunderbolt brand has better specs but I've never even heard of this brand.


Amazon.com: Thunderobot Radiant 16 Gaming Laptop, 16" QHD+ 300Hz 2.5K Display, Intel Core i9-14900HX, GeForce RTX 5070 Ti, 32GB DDR5 RAM, 1TB SSD, RGB Backlit Keyboard, Wi-Fi 6, Windows 11 Home : Electronics

Amazon.com: Thunderobot Radiant 16 Gaming Laptop, 16" QHD+ 300Hz 2.5K Display, Intel Core i9-14900HX, GeForce RTX 5070 Ti, 32GB DDR5 RAM, 1TB SSD, RGB Backlit Keyboard, Wi-Fi 6, Windows 11 Home : Electronics
www.amazon.com

Amazon.com: HP OMEN MAX 16 AI Gaming Laptop (16" FHD+ 165Hz, NVIDIA RTX 5070 Ti 12GB (> RTX 4080), Intel Core Ultra 7 255HX (> i9-13900H), 32GB DDR5, 1TB SSD) Copilot+ PC, RGB Backlit, Thunderbolt 4, Win 11 : Electronics

Amazon.com: HP OMEN MAX 16 AI Gaming Laptop (16" FHD+ 165Hz, NVIDIA RTX 5070 Ti 12GB (> RTX 4080), Intel Core Ultra 7 255HX (> i9-13900H), 32GB DDR5, 1TB SSD) Copilot+ PC, RGB Backlit, Thunderbolt 4, Win 11 : Electronics
www.amazon.com
 
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What credit limit did they approve you for? One would guess it would be fairly low, as an unemployed individual with (presumably) no credit history...
 
That's great! You should be able to get an RTX 5090 OC edition if you can get a friend help pay for the difference.

(seriously, don't do that lol)
 
Anyone familiar with the brand "Thunderobot"?

It's the cheapest laptop I can find with a RTX 5070ti but I've never even heard of this brand before.


Amazon.com: Thunderobot Radiant 16 Gaming Laptop, 16" QHD+ 300Hz 2.5K Display, Intel Core i9-14900HX, GeForce RTX 5070 Ti, 32GB DDR5 RAM, 1TB SSD, RGB Backlit Keyboard, Wi-Fi 6, Windows 11 Home : Electronics

Amazon.com: Thunderobot Radiant 16 Gaming Laptop, 16" QHD+ 300Hz 2.5K Display, Intel Core i9-14900HX, GeForce RTX 5070 Ti, 32GB DDR5 RAM, 1TB SSD, RGB Backlit Keyboard, Wi-Fi 6, Windows 11 Home : Electronics
www.amazon.com
 
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