Anyone here have an account with INGDirect?

[Alternex]

There's a new thread there where you don't have to do any turbotax stuff, there was a direct link to open an account w/ the $50 bonus

 

[z0mb13]

Originally posted by: RossMAN

Originally posted by: z0mb13

Originally posted by: RossMAN
For the FREE $50 ING Direct deal go to the FW Hot Deals forum, search for TurboTax and read davelin83's post.

link please?? I cant seem to find it

Sorry cannot link, a 1st grader could find it. Go to FW, click Forums, click Hot Deals search for TurboTax it's in there.

OHHHH u meant FW, I thought its in our HD

 

[RossMAN]

z0mb13 - Bingo

 

[Pepsi90919]

i have a 2.75% investment savings account with them.

 

[Bullhonkie]

I've been with ING for over a year now. There aren't any catches or anything, I've racked up a couple hundred in interest last year. Their rates consistently beat out just about all banks that I've come across and are generally competitive with even the best local credit union rates. The rates will fluctuate depending on changes to the prime rate, like any standard savings account.

The only downsides (rather minor in my opinion): It generally takes one or two business days for the funds to show up when you transfer money to/from your linked accounts (at least in my experience). And after you move money into ING, you can't touch it for five business days.

Even if you don't have a lot of money to stash away, you can't beat a free $50 for signing up.

 

[Night201]

ING: Best Ever!

 

[wyvrn]

Ing is great, very flexible and a much more reasonable rate than either my CU or bank. ING's rate is tied to the prime, so its low now but will go up when general interest rates go up. You can't ask for more than that in a bank account, imo.

 

[Ranger X]

Ok this is what I think about INGDirect. I have been using them for awhile now and when I first signed up, the interest rate was at 3.85% or something. I don't remember the number exactly but it was high ... now, it's down to 2.30% and dropping.

Anyone know of any other alternatives?

 

[vi edit]

Originally posted by: Ranger X
Ok this is what I think about INGDirect. I have been using them for awhile now and when I first signed up, the interest rate was at 3.85% or something. I don't remember the number exactly but it was high ... now, it's down to 2.30% and dropping.

Anyone know of any other alternatives?

Risk free and easily liquidible? Not really.

 

[dquan97]

I also have a couple accounts there...can't complain about the service and interest rate = )

 

[astroview]

Hehe, Ranger X, have you ever heard of the Federal Reserve Bank. They, not ING, might just have a connection to those rates going down...

 

[Kaervak]

I recently opened an account with them, quite pleased so far. 2.3% is way better than the .4% my credit union has.

 

[thebestMAX]

Been great to me. No problems whatsoever.

 

[Ranger X]

Originally posted by: astroview
Hehe, Ranger X, have you ever heard of the Federal Reserve Bank. They, not ING, might just have a connection to those rates going down...

I know, I realize that. It's just depressing to see the numbers go down every time I log on.

 

[astroview]

Yea it does suck, but look at the bright side, inflation is low so you're not losing money, and those interest rate cuts help the economy so in the overall that helps you out.

Maybe you should consider moving to the bond market. Pretty safe and saome of the returns are a little better than the banks.