As a student pilot, should I get more than just liability coverage in a renters policy? Physical damage insurance seems high... should I wait until I have my license for that?
I recommend getting some kind of hull insurance. If you're solo, it's likely that the flight school's insurance won't cover much. Find out what you're covered for through the school first.
Have you soloed yet?
I just soloed one of my students a couple weeks ago. Always a thrill for me to get out of the airplane and see them put into practice what they've learned.