Anyone ever buy renter's insurance from AAA?

[jinduy]

i plan to go visit the local service center tomorrow, but just wondering if anyone have experience with them?

 

[mexkn]

yea, it was quick'n'easy.... what do you wanna know? Gets me a discount on my auto as well...

 

[shopbruin]

mine's pretty good, they do take a look at the place of course. and of course, i got a discount on my auto insurance.

 

[jinduy]

that's encouraging 🙂. how much do you pay around?

 

[Wanescotting]

Originally posted by: freesia39
mine's pretty good, they do take a look at the place of course. and of course, i got a discount on my auto insurance.

That is odd. I have renters insurance with state farm, and they never came out to my place to see it. I just gave them a list of what I had.

 

[777php]

whats your monthly and how much coverage?

 

[shopbruin]

Originally posted by: jinduy
that's encouraging 🙂. how much do you pay around?

my annual premium is 200.00, so i pay 50 a month until it's paid off, which i just finished a month or two ago.

they came to look at the outside of the building, i have a separate storage area inside my building so he wanted to see how that was "secured", and he gave a visual look around for water damage.

i forgot how much coverage i had, i need to read my policy again.

btw if you get the discount, make sure they apply it. i looked at my car insurance bills and they never applied my additional discount, so i had to call and get it added in.

 

[CChaos]

I pay $25/month through Allstate. My wife's engagement ring is also covered.

 

[Reel]

I pay about 100 through Allstate. Maybe 112 or something like that.

 

[jinduy]

well i just went to triple A this morning and got my renter's insurance... i got the cheapest plan being the cheapy i am... $75 a year up to $100k liability. Covers personal belongings but up to their depreciated value... woulda cost me $30 per year to make it not depreciate... but oh wells. i got renters insurance because my leasing office made me... they didn't mention a single thing to me until after i signed the damn lease 🙁. sneaky. (they were also trying to sell me some ripoff insurance afterward)

 

[Rumpltzer]

Okay, bringing this thread back to life...

I requested a quote for renter's insurance from AAA today. I added up the replacement value of my stuff in my head, and it's well under $10K. I requested an online quote for $15K and got an email from a local agent. The guy says he bumped me up to $30K. Why'd he do that??

No one's in the office now, but I'll get back to him tomorrow.


Last week, I requested a quote for AAA auto insurance, and they (a different agent) left out one of the items that I asked for on the online quote. It changes the price enough to make their quote average instead of being a good deal.

My old roomate says they did the same for him on his auto quote. Is this common business practice with AAA?

We're in SoCal.

 

[Rumpltzer]

Originally posted by: Rumpltzer
I requested a quote for renter's insurance from AAA today. I added up the replacement value of my stuff in my head, and it's well under $10K. I requested an online quote for $15K and got an email from a local agent. The guy says he bumped me up to $30K. Why'd he do that??

The guy responded to my email. He says he bumped me up to $30K coverage because they charge according to room count (2 floors, 2 bedrooms, 1.5 bath, living room, kitchen), and the coverage costs the same if I get covered for $15K or for $30K.

They're asking $169/year. Does that seem about right?

 

[RossMAN]

Originally posted by: Rumpltzer

Originally posted by: Rumpltzer
I requested a quote for renter's insurance from AAA today. I added up the replacement value of my stuff in my head, and it's well under $10K. I requested an online quote for $15K and got an email from a local agent. The guy says he bumped me up to $30K. Why'd he do that??

The guy responded to my email. He says he bumped me up to $30K coverage because they charge according to room count (2 floors, 2 bedrooms, 1.5 bath, living room, kitchen), and the coverage costs the same if I get covered for $15K or for $30K.

They're asking $169/year. Does that seem about right?

A co-worker of mine contacted them and was quoted $20/mo for $50,000 coverage.

 

[MrChad]

Originally posted by: RossMAN

Originally posted by: Rumpltzer

Originally posted by: Rumpltzer
I requested a quote for renter's insurance from AAA today. I added up the replacement value of my stuff in my head, and it's well under $10K. I requested an online quote for $15K and got an email from a local agent. The guy says he bumped me up to $30K. Why'd he do that??

The guy responded to my email. He says he bumped me up to $30K coverage because they charge according to room count (2 floors, 2 bedrooms, 1.5 bath, living room, kitchen), and the coverage costs the same if I get covered for $15K or for $30K.

They're asking $169/year. Does that seem about right?

A co-worker of mine contacted them and was quoted $20/mo for $50,000 coverage.

Depends on where you live, too. $169/year might be right for LA.