OnePingOnly
Senior member
- Feb 27, 2008
- 296
- 2
- 81
Raduque
Lifer
- Aug 22, 2004
- 13,140
- 138
- 106
This year had it's ups and downs for me. The downs outnumbered the ups, but overall, it's been ok. I'm still breathing, still employed, still have a roof over my head and wheels under my ass.
The ups: Fooled around and fell in love, like an idiot. Met another girl after that one fell apart and had a couple good months of fun with her. Met a few interesting and fun people at work that I can count as friends.
The downs: Both the relationships fell apart. The first one freaked out on me after I told her my feelings and ran back to her bf (I posted a thread about this in L&R). The second one just kind of fell apart as we didn't have much in common. I had to keep buying tires throughout the year for my truck, as for some reason the supposedly good, low-mileage ones it came with were crap and kept exploding. My dad let the insurance lapse (even though I was paying him my half) for 3 months, so now I owe Wells Fargo 3 months of their extremely expensive insurance. My bills are outpacing my income due to the tire issues and now the insurance problem. And to top it off, nobody is calling me from all the applications I put in around town.
Oh well.
The ups: Fooled around and fell in love, like an idiot. Met another girl after that one fell apart and had a couple good months of fun with her. Met a few interesting and fun people at work that I can count as friends.
The downs: Both the relationships fell apart. The first one freaked out on me after I told her my feelings and ran back to her bf (I posted a thread about this in L&R). The second one just kind of fell apart as we didn't have much in common. I had to keep buying tires throughout the year for my truck, as for some reason the supposedly good, low-mileage ones it came with were crap and kept exploding. My dad let the insurance lapse (even though I was paying him my half) for 3 months, so now I owe Wells Fargo 3 months of their extremely expensive insurance. My bills are outpacing my income due to the tire issues and now the insurance problem. And to top it off, nobody is calling me from all the applications I put in around town.
Oh well.
I'd have to say I had a fairly good year. Decided I was just going to really let loose and enjoy myself after I got a new higher paying job last year. So since I was back in LA and love edm went to like 20 electronic dance events I suppose catching up to the things I couldn't go to while I was living in the bay area working at a startup. And I'm 31 but just didn't care. Figured other than age why not can afford it.
Really figured out the real way to eat and live right and lost that last 10 pounds that is the difference between in shape and cut up.
Women wise didn't meet too many new ones and the ones I did kind of screwed with my head and went no where but I guess I that's par for the course for me and I don't care.
Work was pretty awesome learned everything I could about how to run a web site and write it front to back end. This probably means I'll get an even higher paying job or promotion in 2013
And lastly decided to replace my fairly nice car with another even nicer car that should arrive by Xmas. And my reason for that was I wanted it and I don't care what anyone says, cash is made to be spent.
Life is kind of on an upswing after probably a decade of grinding to get here
Really figured out the real way to eat and live right and lost that last 10 pounds that is the difference between in shape and cut up.
Women wise didn't meet too many new ones and the ones I did kind of screwed with my head and went no where but I guess I that's par for the course for me and I don't care.
Work was pretty awesome learned everything I could about how to run a web site and write it front to back end. This probably means I'll get an even higher paying job or promotion in 2013
And lastly decided to replace my fairly nice car with another even nicer car that should arrive by Xmas. And my reason for that was I wanted it and I don't care what anyone says, cash is made to be spent.
Life is kind of on an upswing after probably a decade of grinding to get here
Last edited:
OverVolt
Lifer
- Aug 31, 2002
- 14,278
- 89
- 91
Interesting... Gen X. I know many Gen X'ers, most on the same unsustainable spree type crap. Its like once you carry student debt and house debt, car debt, hell, why not carry debt up to your eyeballs and just have zero savings your whole life.
Was talking to a recent-ish pharmacy school grad who said they ironically wouldn't be able to send their kids to college if they sit down and crunch out salary/taxes/debt load. Meanwhile I sit next to a kid whose parents are both just pharmacy techs. Interesting economy we live in.
OverVolt
Lifer
- Aug 31, 2002
- 14,278
- 89
- 91
OnePingOnly
Senior member
- Feb 27, 2008
- 296
- 2
- 81
Debt fucking blows, especially college / professional school debt (eg law, medicine, dental, etc). There is nothing wrong with the trades / vocational professions and those types of careers are in high demand now.
I worked my ass off. Have no debt. Well over 6 figures sitting in some conservative bond fund and all the cars were cash .
I have also not taken a vacation over 4 days long in 8 years and worked at a startup for 4 years. Its time to spend some money
Not all of gen x is dumb
OverVolt
Lifer
- Aug 31, 2002
- 14,278
- 89
- 91
This is true, but many of them are
Kudos though! I don't know many people who work hard and actually save any of it. I can count the number of people I know with a positive net worth on one hand.This is true, but many of them are
I've got to say that i think part of the reason people get in debt is you sit there hoping to enjoy it while you are still youngish but most of the white collar jobs indebt gen x or y people with some overpriced post grad degree.
As then other guy mentioned a pharmacist friend that's probably $100k in debt and you get out of school in your late 20s hoping to at least enjoy part of it.
I guess I'm fairly lucky since I love computers and write code and like it. No one really cares in this field if you have a masters or not. And to think 8 years ago when I finished college they said all our jobs were going to India and these days you can barely beat recruiters away.
Hell that's half the reason friends of mine left the field to go into debt to get law degrees and MBAs...and now they are debt ridden
sze5003
Lifer
- Aug 18, 2012
- 14,319
- 682
- 126
You are right I do the same thing. If I could scrounge up money for a masters and pay the school first my company will reimburse me at the end of the semester. But besides the Indian contractors all my programming buddies are out of college.
Damn recruiters still calling me and my resume is 2 years old out there have not had the chance to update it. He'll if I did I work on so much crap half the time I forget what I've done lol.
hasnt been a bad year, but its one damn thing after another the past few months. Bills just keep rolling in from the doctors. they never stop.
PowerRanger
Senior member
- Jul 11, 2007
- 276
- 0
- 76
Very bad year. Parents' health haven't been good. I was diagnosed with prostatitis, been in battle with it since July. Wife might possibly have a herniated disc in lower back. Financially, pretty stagnant. Pretty blah.
T_Yamamoto
Lifer
- Jul 6, 2011
- 15,007
- 795
- 126
PingSpike
Lifer
- Feb 25, 2004
- 21,758
- 603
- 126
My daughter was born and she's healthy and my wife and her are doing well so by that measure its a great year really. My close family and friends are all healthy and that is really the most important thing. If you have that the year is already good essentially.
Financially and personally though its really only been a "fair" year. Certainly not bad, but between the out of pocket expenses for the birth that insurance didn't cover, all the purchases in preparation for the baby, and an unusual amount of expected and unexpected house repairs coupled with taxes being based on last year's much higher combined income I'm feeling a little uneasy. It really isn't a big deal, I was able to deal with all of it but I was hoping for a low expense year when it came to house expenses as I eased into the big life change. Heating oil keeps getting more expensive, food never stopped getting more expensive and I'm going to have to contribute more to health insurance next year. My company had a bit of a stumble in performance this year and while its looking like it may have just been a rough patch that's there in the back of my mind.
I hurt my back last year and lamed out on exercising afterward. When I made my best attempt at getting back into it afterward the injury was aggravated. I'm starting to think its just going to be a nagging problem rather than a temporary thing now which is discouraging. I got kind of fat in the down time since I was also stress eating. I have managed to lose 10 pounds of the 20 I gained pretty quick with dieting but I really need to get some kind of exercise regiment going again even if I have to work around what my back can handle from now on. Its not like I'm crippled, its just heavy lifts involving the back might not be worth it anymore.
Still, things are pretty good and I'm hopeful for next year. My tax situation should improve which will reduce my income and property taxes which can help offset increased fuel and food costs. And if I'm lucky I can restore some of my depleted savings from the repairs after Christmas gets done sapping my saving ability. I can probably shuffle around my internet and TV bills a little bit more too to squeeze a little more budget out of there. And the company so far looks like the last quarter might be back on track.
Really nothing to complain about though, just adjusting to some changes is all.
Financially and personally though its really only been a "fair" year. Certainly not bad, but between the out of pocket expenses for the birth that insurance didn't cover, all the purchases in preparation for the baby, and an unusual amount of expected and unexpected house repairs coupled with taxes being based on last year's much higher combined income I'm feeling a little uneasy. It really isn't a big deal, I was able to deal with all of it but I was hoping for a low expense year when it came to house expenses as I eased into the big life change. Heating oil keeps getting more expensive, food never stopped getting more expensive and I'm going to have to contribute more to health insurance next year. My company had a bit of a stumble in performance this year and while its looking like it may have just been a rough patch that's there in the back of my mind.
I hurt my back last year and lamed out on exercising afterward. When I made my best attempt at getting back into it afterward the injury was aggravated. I'm starting to think its just going to be a nagging problem rather than a temporary thing now which is discouraging. I got kind of fat in the down time since I was also stress eating. I have managed to lose 10 pounds of the 20 I gained pretty quick with dieting but I really need to get some kind of exercise regiment going again even if I have to work around what my back can handle from now on. Its not like I'm crippled, its just heavy lifts involving the back might not be worth it anymore.
Still, things are pretty good and I'm hopeful for next year. My tax situation should improve which will reduce my income and property taxes which can help offset increased fuel and food costs. And if I'm lucky I can restore some of my depleted savings from the repairs after Christmas gets done sapping my saving ability. I can probably shuffle around my internet and TV bills a little bit more too to squeeze a little more budget out of there. And the company so far looks like the last quarter might be back on track.
Really nothing to complain about though, just adjusting to some changes is all.
Saint Nick
Lifer
- Jan 21, 2005
- 17,722
- 6
- 81
Really the only thing different between this year and last year is that I'm full time instead of part time. Mom was recently re-diagnosed with a form of leukemia, and is getting a stem cell transplant in a few weeks.
I'm sort of breaking even for the year all things considered.
I'm sort of breaking even for the year all things considered.
Last edited:
Pray To Jesus
Diamond Member
- Mar 14, 2011
- 3,622
- 0
- 0
purbeast0
No Lifer
- Sep 13, 2001
- 53,654
- 6,532
- 126
it's funny when people make comments like this, as if you can't do everything hans mentioned AND still save money.
purbeast0
No Lifer
- Sep 13, 2001
- 53,654
- 6,532
- 126
it was from being in the right place at the right time career wise, and my older company losing a contract and the new company coming in and me jumping on board on my terms since they needed me more than i needed them. then after i realized how much that sucked i switched jobs and got a raise as well as a signing bonus.
purbeast0
No Lifer
- Sep 13, 2001
- 53,654
- 6,532
- 126
heh you do realize that you just replied to him, which is infact the opposite of ignoring.
TRENDING THREADS
-
Discussion Zen 5 Speculation (EPYC Turin and Strix Point/Granite Ridge - Ryzen 9000)- Started by DisEnchantment
- Replies: 25K
-
Discussion Intel Meteor, Arrow, Lunar & Panther Lakes + WCL Discussion Threads
- Started by Tigerick
- Replies: 23K
-
Discussion Intel current and future Lakes & Rapids thread- Started by TheF34RChannel
- Replies: 23K
-
-
Facebook
Twitter