TridenT
Lifer
It is pretty massive. (2% or $700) Next year it's going to be even more. I'm not actually sure how I am going to get healthcare for next year because I still have a CA license (and the address is for a place I have never lived in) but I'm in WA for now with trips to CA here and there. I'd like to get back but I can't afford a $1400+/month room for rent at the moment. I wasn't able to afford the $400+/month health insurance plan that was offered to me under cobra once I was unemployed. Even then, it would've only covered me if I had continued to live in the Bay Area. Which I wasn't going to be, I left immediately once my health insurance expired. I didn't have income most of this year. State sponsored health care was kinda impossible because I'd be out of state all the time. I didn't make assloads of money this year to really justify $200+/month on healthcare especially since trying to get a place to rent in the Bay Area usually requires a minimum of $3-5k down for the first month. I was in Arizona staying with family during the beginning of the year. Then in California being quasi-homeless and then a room for rent and then a studio. Then back to Arizona with family... and now Washington with family. Most months of the year I didn't have healthcare because I couldn't really enroll? I wasn't technically 'living' anywhere. I was staying with family members or friends. I had a Washington license until August of this year even though I hadn't lived in Washington since June of 2014. I had to get an out of state extension for my license and for my car because I couldn't easily prove I really lived anywhere. I had no bills to my name or any rental agreements until March to July. And then, of course, the open enrollment time is only during the beginning of the year anyway. :/ I didn't know about special enrollment periods until now. And unless the plan was free, I couldn't really afford it... especially since I wouldn't even be able to use the plan most months of the year since it'd have to change every 3 months...
Would I have a decent case for removal of the penalty for due to hardship?
EDIT: Apparently this year it's $325. I might be able to knock it down to 2/3 or so because I had health insurance for at least 1 day in March, April, May, June, and July. Maybe I could take off a couple other months for homelessness? Who knows... 🙁
Would I have a decent case for removal of the penalty for due to hardship?
EDIT: Apparently this year it's $325. I might be able to knock it down to 2/3 or so because I had health insurance for at least 1 day in March, April, May, June, and July. Maybe I could take off a couple other months for homelessness? Who knows... 🙁
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