Any way to dispute an overdraft charge?

[yobarman]

Anyway i can try to talke my way out of this or is it set in stone?

 

[her209]

how much did you go over?

 

[yobarman]

like i was like -11 bucks for not even a day and when i found out I RAN to the bank and chucked some money in the account

 

[Evadman]

you can ask to have it removed. Depending on the bank and manager, they may remove it.

 

[yobarman]

Originally posted by: Evadman
you can ask to have it removed. Depending on the bank and manager, they may remove it.

thanks, i'm gonna tell them i need that money for rent and im a broke colllege kid, and it's my "first offense"

 

[HappyFace]

Originally posted by: yobarman

Originally posted by: Evadman
you can ask to have it removed. Depending on the bank and manager, they may remove it.

thanks, i'm gonna tell them i need that money for rent and im a broke colllege kid, and it's my "first offense"

Unless the manager is a complete d!ck, he'll most likely credit your account after hearing this. Good luck!

 

[yobarman]

Originally posted by: HappyFace

Originally posted by: yobarman

Originally posted by: Evadman
you can ask to have it removed. Depending on the bank and manager, they may remove it.

thanks, i'm gonna tell them i need that money for rent and im a broke colllege kid, and it's my "first offense"

Unless the manager is a complete d!ck, he'll most likely credit your account after hearing this. Good luck!

Yeah, it's sad but true.. It's fleet bank so i dont know my chances trying to get my money back from a huge bank firm like that.

 

[Tom]

smart banks know you'll probably have accounts for decades, if they treat you right.

 

[RossMAN]

Usually if it's your first offense, they will waive it.

Especially if it's a friendly CU, otherwise you're screwed.

 

[yobarman]

Originally posted by: RossMAN
Usually if it's your first offense, they will waive it.

Especially if it's a friendly CU, otherwise you're screwed.

If they don't do waive it, then im just going to transfer my account to a credit union.

 

[RossMAN]

Originally posted by: yobarman

Originally posted by: RossMAN
Usually if it's your first offense, they will waive it.

Especially if it's a friendly CU, otherwise you're screwed.

If they don't do waive it, then im just going to transfer my account to a credit union.

CU > Banks

 

[BeauJangles]

I got an over-limit charge removed from my credit card, so yes, it's possible. Just try to be courteous.